"cancel for any reason" results?

I filed a claim for 75% of unrefundable cruise fare on the RCI travel insurance, which offfers "cancel for any reason", for my Aug. 27 Liberty cruise. I was advised by the insurance company that my claim should be settled in about 3 weeks and that I would get a letter stating the amount of credit RCI was giving for future cruises. Can anyone share their experience with this type of claim, please? I know the cruise was eventually formally cancelled, but we didn't wait and cancelled a couple of days prior to the cruise date.

and cancelled a couple of days prior to the cruise date.

This sentence is very important.

You cannot utilize the "CFAR" if you cancel less than 48 hours before trip departure.

Cancel for any reason has no such restriction on the policy. What are you talking about?

Cancel for any reason has no such restriction on the policy. What are you talking about?

RCI policies don't have this requirement. But, insurance policies for "cancel for any reason" through outside parties, such as Travelguard or Travelsafe, require cancellation within a set number of hours before your trip.

Good to know. We have the RCI travel policy, so no such restriction.

Bumping this up as I really would like to hear from anyone who has experienced this type of claim with the cruise line's insurance.