Injured my knee while in Saigon. Went to hospital there. Received x-ray, ultrasound, and surgery. They told me to return to America and gave a letter for the insurance company saying that I had to travel in business class to keep my knee elevated. AXA is trying to treat this as only trip interruption and not medical. They are trying to only pay me $1000 for that instead of the $8,000 in airfare.