jclinard

That is simply untrue. I learned a lot. I've read policies. I've examined the cases from the BBB which show how insurance companies are out to screw people. I've even posted the language from the policy on when they will pay, and shown that there is almost no way to collect. I always urge people to read the policy. I also urge people to not take recommendations from anybody who only knows how fast the company deposits the premiums. Take recommendations from people who have actually attempted to collect. As I've said many times, I don't like being a sucker. Travel Guard played me for one, and that is not something I will ever forgive or forget. Nobody has to take my word for it. They can easily look up their reputation for themselves. Travel Guard not only refused to pay my claim, they forced me to make a cancelation first. That meant that I had no recourse. Lately when another company I can't mention (and I can't mention who censored me either) tried a similar stunt, I refused to cancel. By waiting it out, a new condition triggered that let me cancel. I still had to fight <redacted> with the BBB twice to get a refund. The second time was after they lied to the BBB and agreed I was entitled to a refund, then didn't do anything. The second time I went after them for bad faith.

Yeah, I read my policy. but nobody wants to listen to that.

I guess we'll both believe what we want to believe.

That's not how my policy reads, and people on the phone will tell you anything you want to hear. I've got the denial letters from Travel Guard from the only time I made a claim. They'll find any reason to deny, and I assume them leaving out the language regarding the date of the announcement of the strike is deliberate.

Sure they'll pay? My policy I'm looking at will only pay for an unannounced strike. If they announce a strike, I think you're screwed.

Only take recommendations from people who have attempted to collect. Taking advice from people who only know how fast they deposit the premiums isn't a good strategy.

Only take recommendations from people who attempted to make claims. I attempted to make a claim with Travel Guard. They refused to pay.

Don't use Travel Guard. They won't pay. Only take recommendations from people who have attempted to collect on a policy. Do not take recommendations from people who only know how fast the company deposited the premiums.

I'm not banking her answering if she thinks she's a market leader in charging solo passengers a supplement that exceeds the double occupancy price, or if she's hoping that becomes an industry wide practice.

My parents ran into a problem with a Canadian hospital not wanting to provide itemized bills so it would be covered with insurance. They finally disputed the credit card billings for the hospital. It was funny how quickly they decided to provide that information once it was that or not be paid.

On this topic, I'd like to ask them why Celebrity should be considered by solo passengers now that they're adding additional charges over and above paying for double occupancy.

Insurance won't pay for your flights if your cruise is canceled. Been there, done that. That's why I book my flights via the cruise line.

I have read policies. Several of them. Having been burned once, I made the decision to never be burned again. That's why I gave up on trip insurance, because there is almost no way to make a successful claim. It's why I'm prepared to eat the non-refundable costs of a trip if something happens, because the only thing worse than that is thinking insurance will pay, only to find it won't. Then you're out for both the trip costs and the insurance cost, plus you come away realizing you were played for a prime sucker by the people who sold the insurance policy. That hurts worse than losing the money. Medical costs don't have limits. I got an annual policy, but it will expire in a few months and I've never had to make a claim. I'll have to find a new one, and you can be sure I'll read the entire policy.

No traveling companions, and I'm in the United States.

I don't think medical people are going to search for a contact person on the other side of the world, so they can contact the insurance company, to authorize treatment.