I'm hoping the very knowledgeable posters may have encountered a similar issue and have some advice. I'm Australian and have my final payment for Ovation due 13 December. Over the last few weeks I have encountered the dreaded credit card declined message when trying to finalize payment. I've tried numerous cards and browsers and now owe just $50. Called Royal today to pay and told my account is in credit and they can't take a payment. I know I owe $50 but told it's been "escalated" to finance and they'll read the notes and won't cancel the cruise. Obviously I'm doubtful and starting to worry. Any ideas on how to resolve this or do I just cross fingers and wait???