Success is so different for so many people. As I mentioned I have no idea when you start withdrawing, typically it starts off at age 73 currently at about 3 to 4%. At least that is what my investment guru is telling me. Since that is a few years off, we are still invested in the market with about 2/3 of our “nest egg” and the rest is currently a CD ladder earning north of 5% as it rolls thru 3,6,9 and 1 year amounts until it rolls over to whatever when they mature. Keeping it so, I have money without penalty for anything we need or want at the longest wait of 3 months. I don’t hang out in this one of the silliest threads to live this long in the history of CC, but way back when this started, I mentioned the random walk theory. I still believe it is a very good explanation of why “experts” don’t really exist when it comes to picking winning and losing individual stocks. Of course, if you are a politician say living in San Francisco, and you know beyond a doubt that the government is going to say spend a trillion dollars on something that is in the next omnibus bill to keep the government running it is likely that you truly are an expert and can have your husband invest in things that the government is going to spend said trillions on. Unfortunately, for the vast amount of citizens this is not an option.
JC<——— is just an ordinary citizen with an ordinary wife (well she is actually extraordinary, just not in the way described about a hypothetical person in SF)😂