Beware of buying Princess Trip Protection. They do cover excursions. Here is the catch, ONLY Princess excursions. The best way to get protection for any excursions is buy thru any independent travel insurance company. This protection comes under trip interruption. I just recently got this education when I put in my claim for trip interruption (independent excursion) due to sickness. Aon Affinity Travel Practice is the name of Princess Trip Protection insurance company. Why would anybody buy a travel protection from the cruise line with these restrictions when you can buy from any travel insurance company without restrictions?