I appreciate your response. My question was poorly phrased. I did read the Guide to Benefits, but was looking for personal experiences. For example, if I book a flight and cruise, but only the cruise is paid with Chase Sapphire is the flight also covered, or in my situation, if only partial payment on Chase, should it be a certain percent of the total cost? I may be overthinking this, but seeing words like "may" or "might" in these documents is why I'm wondering if anyone has personally had a benefit paid under these circumstances.