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Insurance which is better


mb466
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Last year we bought the Royal Caribbean insurance for a last minute 4 day cruise. We usually buy insurance from a third party for our other cruises. This short cruise it just seemed easier to get cruise line insurance.

 

I fell in Nassau on that short cruise and fractured my hip requiring surgery there. I was flown in an air ambulance back to Jacksonville. I submitted my medical bills to my insurance here and what they didn't pay the cruise line insurance paid.

 

The travel insurance was very easy to work with and paid the claims promptly. The limits that they cover are low so on a longer cruise I would look into third party insurance that has greater limits. Everyone's needs are different.

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