Cruise specific travel insurance?

We always buy travel insurance for any trip outside the country. When comparing policies on one website for an upcoming cruise, I noticed a couple of policies offered by Nationwide that specifically referenced "cruise insurance." They included some itinerary/port of call change benefits, and reimbursement for shore excursions in the event of itinerary changes (which, I imagine, would be reimbursed by the cruise line if you purchased the excursion through them), and a few other things, but not much else that seemed particularly beneficial or cruise-specific... Are there other insurers out there that may include more useful coverage for cruisers?

Any recommendations from those who cruise often and purchase travel insurance? Thanks!

What “exactly” is it that you want to insure against.

The policy that you reference is a payout on missed scheduled ports. Even if the port missed was due to the cruise line making the port change. No excursions involved.

Nationwide Cruise-specific insurance

This post may have been entered by voice recognition. Please excuse any typographical errors.

We have used Nationwide Cruise insurance twice now. First of all it gives you a piece of mind. Our cruise itinerary was changed a few hours before we were supposed to arrive in Amsterdam due to a storm. We had a private excursion booked

Couple months before. Upon our return I contacted Nationwide and was pleasantly surprised how easy it was to file a claim. I was even more surprised when a check arrived within couple of weeks.

We were lucky to have no issues on our second cruise last year. As we just booked a cruise with Oceania for September I will be calling Nationwide again. One more detail to mention- most of the insurance company s require you to purchase the insurance within 15 days after your initial deposit ( to be cover d for pre existing conditions). With Nationwide you can purchase it just before you final payment is due.

Hope this helps.