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Anyone close to retirement? / when do you start counting the days?


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Thanks for the warm welcome! Tahoe, we have a 5th wheel also (just traded in our Carriage for a DRV Tradition)

 

Sent from my SAMSUNG-SGH-I337 using Forums mobile app

 

Carriage and DRV, both nice units! We traded our 23' pull trailer 3 years ago for a 31' Dutchmen 5r. Kinda wish we would have sought ought something a little higher end, but that's a discussion for another forum;)

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Well this is a happy hump day for me. There is a water boil advisory in the town where I teach so no school today.!!![ATTACH]327952[/ATTACH]

 

Deb

 

Nice way to get out of another work day, and you don't have to make it up??? Sweet.

 

Only 13 more hump days for yours truly. Almost down to single digits!

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Congratulations to all. I plan to retire in January 2015. Now that I made the decision I am getting very anxious and looking forward. Have been a nurse for 45 years and have worked for last 25 years as a lactation consultant. Love the work and new mothers with their babies but it is time. Did not think I would work this long. Planned at first to work until my children graduated from college. Will now enjoy second part of my life with husband who does not want to retire for a few more years. Will love the cunard transatlantic cruise in May.

 

Enjoy your retirements and will join the club soon.

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Congratulations to all. I plan to retire in January 2015. Now that I made the decision I am getting very anxious and looking forward. Have been a nurse for 45 years and have worked for last 25 years as a lactation consultant. Love the work and new mothers with their babies but it is time. Did not think I would work this long. Planned at first to work until my children graduated from college. Will now enjoy second part of my life with husband who does not want to retire for a few more years. Will love the cunard transatlantic cruise in May.

 

Enjoy your retirements and will join the club soon.

 

Lacmom4sons,

Your background is similar to mine. I loved my 45 year nursing career but feel blessed to have made it to retirement!

I finished my career as a Cinical Informatics Specialist managing the electronic record, before that an Ob clinical Specialist after years in labor and delivery. One of my last projects was coordinating staff education for our Baby Friendly initiative.

Now I look forward to more cruising, more traveling around the mid-Atlantic area, and lots more gardening

 

Best wishes as you begin your retirement planning.

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Lacmom4sons,

Your background is similar to mine. I loved my 45 year nursing career but feel blessed to have made it to retirement!

I finished my career as a Cinical Informatics Specialist managing the electronic record, before that an Ob clinical Specialist after years in labor and delivery. One of my last projects was coordinating staff education for our Baby Friendly initiative.

Now I look forward to more cruising, more traveling around the mid-Atlantic area, and lots more gardening

 

Best wishes as you begin your retirement planning.

Congratulations Herbanrenewal. I'm also a clinical informatics specialist, but only been a nurse for forty years with time off when the kids were young. My anticipated retirement is January 2015 (76) days, but still wavering on staying a few more months.

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Congratulations Herbanrenewal. I'm also a clinical informatics specialist, but only been a nurse for forty years with time off when the kids were young. My anticipated retirement is January 2015 (76) days, but still wavering on staying a few more months.

 

I needed to weigh begining a new project that would last more than a few months, versus the economics of leaving earlier than originally planned. When I found out staying would make only $120 a year difference in income, it was an easy decision.

 

Planning exact date to leave took getting advice from some who went before me...for example for me working until the end of the month would have taken my last pay period into the next month, delaying my pension checks until the following month. So I left in the middle of the month. This also keeps my insurance active until the end of the month, making it easier to get the required paperwork to medicare before the beginning of next month.

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As I have mentioned before, I am NOT retiring (I'm 71) at this time, and work for a very large corporation as their receptionist. They are planning on either moving/building, and we should know something by the end of this year. I really love my job, but will probably be retiring when we moved.

 

I really like reading about everyone else retiring, as I like to read what their plans are for the "future." Although I am married/3 sons/15 grandchildren, I just LOVE my job, except..........in the snow/ICE weather.

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I've got 12 years left and I have to admit I'm already planning my retirement!!!!!! :( :( :(

 

Good for you, its never too early to plan :cool: :cool: :cool:. Fortunately my father instilled in me to start sooner than later, and we have been planning our retirement most of our 40+ working years.

 

Best of luck with your planning!!!

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As I have mentioned before, I am NOT retiring (I'm 71) at this time, and work for a very large corporation as their receptionist. They are planning on either moving/building, and we should know something by the end of this year. I really love my job, but will probably be retiring when we moved.

 

I really like reading about everyone else retiring, as I like to read what their plans are for the "future." Although I am married/3 sons/15 grandchildren, I just LOVE my job, except..........in the snow/ICE weather.

 

Smiling at this for two reasons

1- for more than 10 years I kept an air mattress under my desk for those emergencies that I needed to stay at the hospital, but for 45 years I knew snow meant I would be there. During Washington DC's Snowmageddon in 2010 I was snowed in at work for 4 days. Maybe the best part of retiring now is knowing that in the event of snow, I will be safely tucked away in front of my fireplace this year!

2- my brother also retired this summer...only this is his 4th retirement. At 72... They keep calling him back for "just one more project" He says this will "probably be the last" retirement.

 

On the other hand, I can relate to corporate changes forcing your hand. Last year I thought I would work until 70, but changes in administration precipitated deciding to leave now. Sometimes loving your work doesnt make up for the inconvenience of corporate decisions.

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5 days for me. Will retire from the army with 29 years 9 months of service feb 1st. Backing up clearing and 90 days of vacation, that leaves five working days...

 

Sent from my SM-T210R using Forums mobile app

 

Wow, you got here just in time so we can congratulate and wish you as you transition into your well-earned retirement! And thank you for your service!!

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I just got an idea ;) from some of your postings.

 

I have not retired (I'm old enough to) as yet, and don't know exactly when I will do it.

 

My question, if you have retired, or real close to retirement, and are already (like me) or will be shortly, are you keeping your "companies" insurance that you have now? I didn't know whether it would be cheaper to keep this insurance, or get another one?

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I just got an idea ;) from some of your postings.

 

I have not retired (I'm old enough to) as yet, and don't know exactly when I will do it.

 

My question, if you have retired, or real close to retirement, and are already (like me) or will be shortly, are you keeping your "companies" insurance that you have now? I didn't know whether it would be cheaper to keep this insurance, or get another one?

 

I retired almost 2 years ago. I kept my company insurance it doesn't cost me anything. It covers major medical and pays 80%. I am responsible for the other 20%.

I decided to not pay for a supplemental policy to cover the 20%.

The insurance will cover me till I turn 65 then they kick you to the curb and have to go on Medicare.

 

When I turn 65 I will sign up for Medicare. But only part A which covers major medical which there is no cost.

http://en.wikipedia.org/wiki/Medicare_(United_States)#Part_A:_Hospital_insurance

 

Not any of the other parts. There is a penalty of 10% per year for each year I don't sign up for part B.

 

My DW already is over 65 and has been doing this with Medicare already.

 

(Medicare doesn't pay anything when you are out of the US.

You could be driving from Seattle to Alaska and be in Canada when some health issues arise and you go into a hospital and Medicare wouldn't cover you.

Also the supplemental follow the same guidelines as Medicare.)

 

Why would we pay for part B and a supplemental when it doesn't cover us when we were outside of the US.

 

We have been outside of the US for the past 21 months. We will be back in the US for the next 8 months. Then back outside of the US for the following 16 months.

 

We do have a International insurance policy that covers major medical worldwide and evacuation coverage.

 

What we are doing may not be correct for anyone else. But the DW did all the research on this and we made the decision of what was right for us. For what we were going to be doing in our retirement.

 

Sorry about getting long winded in my response.

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I just got an idea ;) from some of your postings.

 

I have not retired (I'm old enough to) as yet, and don't know exactly when I will do it.

 

My question, if you have retired, or real close to retirement, and are already (like me) or will be shortly, are you keeping your "companies" insurance that you have now? I didn't know whether it would be cheaper to keep this insurance, or get another one?

 

We will be retiring in January, 60 and 55 years of age, respectively. We are fortunate that our present employer provides retiree coverage until we are both 65. Not the best coverage, but the premiums reflect that. I haven't done any research, but I pretty confident we wouldn't be able to do much better on our own.

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We have chosen to keep the family plan we had from H's employer even after he retired. He also got Medicare B after retired. Strictly speaking, we didn't need to have BOTH the insurance and Medicare B and some of his fellow retirees opted to have just one or the other, but we feel better having both. His former employer still pays a lot of the insurance premium and the coverage is excellent. It feels safer to have Medciare B, "just in case." H was over 65 when he retired so he qualified for Medicare A & B.

 

I am still under 65, so we need medical coverage for me anyway. Our kids have also been covered until they turn 26, which is great peace of mind for us and saved S premiums. He did get his own policy with his employer when he turned 26.

 

Our medical insurance DOES provide some medical coverage even internationally but does NOT provide evacuation coverage, so we may buy the separately by first enrolling in AARP and then buying MedJet Assist or similar. AARP membership results in a significant discount and the policys you to be flown from hospital to the hospital of your choice (instead of wherever the insurer decides you should be treated). We plan to buy this policy before we go on an international trip in a few months, just for extra protection. The evacuation costs can easily run $100,000 and up, and they often want you to pay in advance and our insurer does NOT reimburse for medical evacuation.

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