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Anyone close to retirement? / when do you start counting the days?

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Debbie

 

 

Dec. 26 I am going to apply for my Social Security as I will be 66 in Feb. I planned on teaching fulltime for one more year (2018-2019). Then I found out that I can work 19 hours a week in the school system and still collect my pension. So hopefully, that will work. No benefits but just some extra money.

That would be great!!!![emoji4][emoji4][emoji4]

 

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Back with an update. I did retire on 1 October. We have done a ton of travel but mostly by car to Virginia, Tennessee, Colorado, Kansas, Texas and Louisiana. I wanted to be sure that my hard earned nonrev flight benefits were going to work and they did on flights to Belize and California. No cruises yet but still set for NCL Epic from Florida to Barcelona and return on Carnival Horizon from Barcelona to New York in the spring.

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Congrats Sentrydriver! Sounds like you are enjoying your retirement.

 

I'm still counting, 12 more marbles to go. These days I'm thinking I should take a few extra out of the jar every month due to the stress I'm under both at work and at home. Just have to tough it out and hope that 2018 is a better year than 2017 has turned out to be.

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I retired yesterday. Going to Mexico in the morning for a week to spend Christmas. 16 days from now I have a 10 day Caribbean cruise booked. Retirement should be fun!

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Wow. I can’t believe the posts. I am 64. Maybe I can retire at 70. No pension I work for private business who knows what people need to retire. 1m. 2m so I am considered upper middle class with no money ! Ok have At me cruise critic people

 

 

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Wow!! What a great thread, and one which has been going since 2009! There has been some really great advice posted here on a wide variety of topics.

 

Overwhelming I am reading that people are happy withtheir decision to retire, but I am curious to hear if anyone decided it was nota good decision after they had retired, and if so what you did about it (returnto your old job or….).

 

 

I am about 80 hump days (weeks) away from my planned retirement (July, 2019). I’ve been to a number of classes about retirement, which have provided some excellent information. A number of classes have stressed that, while important, financial planning is not the only aspect to consider when planning for retirement. They talked about the need to have some structure and plans for your post-retirement life. Of course, part of that planning includes going on cruises! :D

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I retired today :p:D

 

Off on a Caribbean cruise next month to celebrate! :cool:

Congratulations! Happy retirement.

 

Denise

 

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I retired yesterday. Going to Mexico in the morning for a week to spend Christmas. 16 days from now I have a 10 day Caribbean cruise booked. Retirement should be fun!
Congratulations to you too! Awesome

 

Denise

 

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Congratulations! Happy retirement.

 

Denise

 

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Thank you [emoji4]

 

 

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For those who have Amazon Echo/Alexa you can ask her how many days/weeks/months, etc. until your retirement date. Fun way to count down the days. I assume other similar devices can do this as well.

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For those who have Amazon Echo/Alexa you can ask her how many days/weeks/months, etc. until your retirement date. Fun way to count down the days. I assume other similar devices can do this as well.

 

I have a calendar count-down - for the days, but since retirement is still a ways away, I'm using my marble jar. Each marble represents a month....I started with 48 marbles, I'm down to 12. When I lose all my marbles I'm out of there! Official retirement date is January 31, 2019 but I've kept enough vacation to be able to walk out the door at the end of November 2018. I'm not wishing the days away but I'll be very happy when that day arrives.

 

Congrats to all who have retired this month!

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I have a friend who is doing the paper clip chain. One paper clip for each month. Great to have a visual way to see that you are getting closer to that great day! :D

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I have a calendar count-down - for the days, but since retirement is still a ways away, I'm using my marble jar. Each marble represents a month....I started with 48 marbles, I'm down to 12. When I lose all my marbles I'm out of there! Official retirement date is January 31, 2019 but I've kept enough vacation to be able to walk out the door at the end of November 2018. I'm not wishing the days away but I'll be very happy when that day arrives.

 

Congrats to all who have retired this month!

Some cool ideas here, marbles ,paper clips etc. I am not gonna have much vacation time when I leave. They

only let us carry so much from year to year and I use mine. When I run out I will have to retire anyway. [emoji16]

 

Denise

 

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Wow!! What a great thread, and one which has been going since 2009! There has been some really great advice posted here on a wide variety of topics.

 

Overwhelming I am reading that people are happy withtheir decision to retire, but I am curious to hear if anyone decided it was nota good decision after they had retired, and if so what you did about it (returnto your old job or….).

 

 

I am about 80 hump days (weeks) away from my planned retirement (July, 2019). I’ve been to a number of classes about retirement, which have provided some excellent information. A number of classes have stressed that, while important, financial planning is not the only aspect to consider when planning for retirement. They talked about the need to have some structure and plans for your post-retirement life. Of course, part of that planning includes going on cruises! :D

j

 

Yes, it is not just money that is needed to retire but purpose to your day. I have two of my grandchildren who live near me so some time will be spent picking them up from school (one comes with me now) and taking them places. Besides cruises, visiting my other grandchildren in two different states would be another way to enjoy retirement.

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I have adopted the paper clip idea! I retire 3 years before my husband and plan on staying very busy with volunteer work. Back when my kids were elementary school aged, after I got out of the navy, I was constantly on the go with volunteer work that surrounded their activities. There are so many ways I can find things to do that will keep me out of the house and looking forward to my day. The beauty of volunteer work is when I need to take a couple weeks off for cruising or other vacations, I just tell them. I'll love not having to put in a leave request.

 

The selling everything and traveling the world intrigues me. However, I have a love of furry pets and leaving them behind for extended periods just isn't an option.

Edited by fyree39

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Well I am waffling...................may be end of January 2018, unless I get a transfer to another department! If I get the transfer I am in for 3 more years! If no transfer.........................end of January!

 

Well no more waffling! Retiring from the ER February 2, 2018!! But will be working an "as needed" position with an out patient program:D. Enough to keep me in a "spending funds" with a lot less wear and tear from 12 hour shifts in the ER. Its been a good run, but ready to slow down a bit:D

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Retired November 15 this year at the age of 64 and I wonder what took me so long. Could have retire at 62 but did not know what I was going to do with my life. Husband try to get me to retire but no just couldn't make up my mind well I have done it and I am HAPPY. Still have no ideal what I want to do but after 38 year in child care who cares I don't .

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Trying to get a perspective here. Is retiring on $5000/mth doable if you have no debts? This would NOT include $1500 per month

 

That sounds like a lot to me! I'll only have $2500-3800/mo and still have a house payment. :(

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I will get my first SS check at the end of March, two days before our Easter cruise. I have about 10 payments left on our 1st mortgage. I am going to use the money from SS to pay it off a few months early. Then by working next school year, I plan to pay off bills so I can retire in June of 2019.

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I have 126 Mondays left before retirement or 29 paperclips, depending on which way I'm counting.

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I am so "happy" for everyone that has just retired, or are counting the months/days until they do. As for me, I turn 75 (they say I act/look 10 years younger) next month, and it is so hard for me to be home, as I have worked from high school on, (only taking off one year when my youngest son was born) until I retired this past February. It doesn't seem possible that it will be a year the end of next month that I have not been working. I am still wanting to work part time, so time will tell.:)

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I retired almost 3 years ago, but my wife will retire on March 23rd and then we'll board a cruise ship March 30th.

She has worked for the same employer for 44 years, which is almost unheard of these days.

To say she is getting excited would be an understatement.

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Anyone close to retirement? :)

 

When do you start counting the days?

 

 

 

8 shifts to go and been counting since I put my papers in - very exciting, can get all the best cruise deals and can go at the drop of a hat 🥂

 

 

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I've changed my countdown method. When the truck is paid off, I'm gone. I'm making additional payments constantly. I hope to have it paid off next year.

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I retired almost 3 years ago, but my wife will retire on March 23rd and then we'll board a cruise ship March 30th.

She has worked for the same employer for 44 years, which is almost unheard of these days.

To say she is getting excited would be an understatement.

 

This is my 30th year in the same school (I work in a private school). My children went to the school. My granddaughter is presently in 1st grade. I have two students in my class that I taught their mothers. The second grade teacher was also one of my students.

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I'm just reached my one year milestone on the 31st of January. Hard to believe I found this thread about three years ago...retirement seemed so far off. Not so much anymore. I'll be out of the office in 10 months with the last two spent vacationing. :) I'm booked on the RCCL Anthem Jan 6-18 so far...thinking an NCL cruise in December might also be an option. Or....so many options...

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I'm just reached my one year milestone on the 31st of January. Hard to believe I found this thread about three years ago...retirement seemed so far off. Not so much anymore. I'll be out of the office in 10 months with the last two spent vacationing. :) I'm booked on the RCCL Anthem Jan 6-18 so far...thinking an NCL cruise in December might also be an option. Or....so many options...

 

Congratulations! Great to think you have less than a year to go! :)

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My countdown started in August of 2016 when the company I had worked for over 30 years decided my position would be eliminated on 2-1-2018. A co-worker/friend who was also on "the list" and I decided to take a RIF cruise (Reduction In Force - that's what they called it) last February to celebrate the news. We are both now retired and enjoyed the RIF cruise so much we have a Retirement cruise scheduled for this March.

Haven't been at it long enough yet to know if retirement is for me, but early indications look promising.

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Just checking in, countdown is at 440 days . I have replaced my cancelled "Retirement cruise" with a new one ( in fact 2 new ones) [emoji16] First one on Equinox and then Adventure of the seas as a side to side spending a night in FLL in between.

 

Denise

 

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Just checking in, countdown is at 440 days . I have replaced my cancelled "Retirement cruise" with a new one ( in fact 2 new ones) [emoji16] First one on Equinox and then Adventure of the seas as a side to side spending a night in FLL in between.

 

Denise

 

Sent from my SM-G950U using Tapatalk

 

I love the term "side to side." I have heard of "back to back" but like the idea that going from one ship to another has a different term!

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My countdown started in August of 2016 when the company I had worked for over 30 years decided my position would be eliminated on 2-1-2018. A co-worker/friend who was also on "the list" and I decided to take a RIF cruise (Reduction In Force - that's what they called it) last February to celebrate the news. We are both now retired.....

Congrats! Hope you enjoy your new freedom from work and find many blessings ahead! :D

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Well, I guess I am getting closer to retirement.

I am a teacher and plan on one more school year. I wanted to go on Symphony of the Seas so we booked it for Oct. of 2019.

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Congrats! Hope you enjoy your new freedom from work and find many blessings ahead! :D

 

Thanks Go-Bucks - Happy sailing to you as well!

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