Outnumbered1234 Posted June 10, 2014 #1 Share Posted June 10, 2014 Does anyone have the Royal Caribbean credit card? If so, do you find it to be an advantage? If yes, how so? Thanks! Sent from my DROID RAZR HD using Forums mobile app Sent from my DROID RAZR HD using Forums mobile app Link to comment Share on other sites More sharing options...
jmrothermel Posted June 10, 2014 #2 Share Posted June 10, 2014 I wouldn't say an advantage, but double points to pay for my cruise and then get it as OBC is nice :) Sent from my iPhone using Forums Link to comment Share on other sites More sharing options...
Nhsaltshaker Posted June 10, 2014 #3 Share Posted June 10, 2014 It has given me approx. $2000.00 in On Board Credit so far. You're not going to have any advantage unless you pay off your card every month, otherwise the interest negates the savings. Link to comment Share on other sites More sharing options...
Clarea Posted June 10, 2014 #4 Share Posted June 10, 2014 Does anyone have the Royal Caribbean credit card? If so, do you find it to be an advantage? If yes, how so? Thanks! You can get up to 4% back on your Royal Caribbean purchases. We don't use it for anything else. Link to comment Share on other sites More sharing options...
Libra_Critic Posted June 10, 2014 #5 Share Posted June 10, 2014 I wouldn't say an advantage, but double points to pay for my cruise and then get it as OBC is nice :) Sent from my iPhone using Forums The initial 10,000 points ($100) is a good benefit. But the on-going rewards are not enticing. especially since you can only redeem for on-board credit or cabin upgrades. There are other cards that will give you 2 points for cash back. Some give 5 points for certain categories. I got the card last year, and used the 10,000 points for obc on my next RCI cruise, then cancelled the card. This year RCI is sending me e-mails to apply for the card again. I'm tempted for the free $100, but I probably won't get it again. Link to comment Share on other sites More sharing options...
Libra_Critic Posted June 10, 2014 #6 Share Posted June 10, 2014 You can get up to 4% back on your Royal Caribbean purchases. We don't use it for anything else. How do you get 4%? Link to comment Share on other sites More sharing options...
Clarea Posted June 10, 2014 #7 Share Posted June 10, 2014 How do you get 4%? You get 2 points for every dollar you spend on Royal. There are several redemption options that give you double the amount of dollar value, which gets you to 4%. For example, if you use 50,000 points for a free 3/4 day cruise, this has a max value of $1000. If you spent $25,000 on Royal to get the 50,000 points, and get $1000 back, that's 4%. Link to comment Share on other sites More sharing options...
Outnumbered1234 Posted June 10, 2014 Author #8 Share Posted June 10, 2014 Interesting. We currently have a card that gives us 2% cash back. I'm trying to figure out what would be our best option when paying for a future cruise. We pay our cards off each month. Thanks for the tips. Sent from my DROID RAZR HD using Forums mobile app Link to comment Share on other sites More sharing options...
Libra_Critic Posted June 10, 2014 #9 Share Posted June 10, 2014 (edited) deleted Edited June 10, 2014 by Libra_Critic Link to comment Share on other sites More sharing options...
Libra_Critic Posted June 10, 2014 #10 Share Posted June 10, 2014 You get 2 points for every dollar you spend on Royal. There are several redemption options that give you double the amount of dollar value, which gets you to 4%. For example, if you use 50,000 points for a free 3/4 day cruise, this has a max value of $1000. If you spent $25,000 on Royal to get the 50,000 points, and get $1000 back, that's 4%. We are in full agreement on "You get 2 points for every dollar you spend on Royal." Regarding the redemption for 25,000 points, the companion fare on a 3 or 4 night sailing cannot exceed $500. In most 3/4 sailings an oceanview is less than $500. So it will be "up to 4%" on the sailing in an oceanview, or 4% in a balcony or higher. The "upgrade" redemption options are all worth less than $500 So, unless you plan on going on a 3 or 4 day sailing in a balcony or higher, the rewards will most likely not reach 4%. However you will still get something over the minimum of 2%. Hope I haven't confused anyone over the rewards redemption options. Link to comment Share on other sites More sharing options...
Clarea Posted June 10, 2014 #11 Share Posted June 10, 2014 (edited) We are in full agreement on "You get 2 points for every dollar you spend on Royal." Regarding the redemption for 25,000 points, the companion fare on a 3 or 4 night sailing cannot exceed $500. In most 3/4 sailings an oceanview is less than $500. So it will be "up to 4%" on the sailing in an oceanview, or 4% in a balcony or higher. The "upgrade" redemption options are all worth less than $500 So, unless you plan on going on a 3 or 4 day sailing in a balcony or higher, the rewards will most likely not reach 4%. However you will still get something over the minimum of 2%. Hope I haven't confused anyone over the rewards redemption options. I agree. This is why I wrote this in my original post: "You can get up to 4% back on your Royal Caribbean purchases. We don't use it for anything else." By the way, twice we have received the max of $1000 for a 50K point redemption. It does depend on having a high price for the OV staterooms, but it happens. Edited June 10, 2014 by clarea Link to comment Share on other sites More sharing options...
Rare h20skibum Posted June 10, 2014 #12 Share Posted June 10, 2014 We put everything on the card and it adds up fast. Mostly cash in for OBC's, but we did have enough for a free cruise on Allure. Just remember the points you earn expire in five years. Link to comment Share on other sites More sharing options...
Libra_Critic Posted June 10, 2014 #13 Share Posted June 10, 2014 We put everything on the card and it adds up fast. Mostly cash in for OBC's, but we did have enough for a free cruise on Allure. Just remember the points you earn expire in five years. For everything, not on RCI, you are only getting 1%. There are many other cards that will give you more, the points don't expire, and you get cash back. Fidelity Amex - 2% all purchases, all the time Amex Blue Card - 3% Supermarkets BankAmericard - 3% gas Citi Forward - 5% all restaurants and movies, and 5% Amazon Chase, Discover - 5% rotating categories, each quarter Capital One has a new card - 3% on travel but has annual fee. Many others, but with annual fees. Link to comment Share on other sites More sharing options...
phoenix1181 Posted June 10, 2014 #14 Share Posted June 10, 2014 We put everything on the card and it adds up fast. Mostly cash in for OBC's, but we did have enough for a free cruise on Allure. Just remember the points you earn expire in five years. Any idea where to find an expiration date? I may be getting close & will redeem for OBC for our 2015 cruise now if there's a chance I'll lose them. Link to comment Share on other sites More sharing options...
Clarea Posted June 10, 2014 #15 Share Posted June 10, 2014 Any idea where to find an expiration date? I may be getting close & will redeem for OBC for our 2015 cruise now if there's a chance I'll lose them. I believe you have to call B of A to find out about your points expiration. Link to comment Share on other sites More sharing options...
Rare h20skibum Posted June 10, 2014 #16 Share Posted June 10, 2014 Any idea where to find an expiration date? I may be getting close & will redeem for OBC for our 2015 cruise now if there's a chance I'll lose them. Not positive, but I think they will show up on your statement. They only expire by the month, so if you have not used any for five years, the points you earned in July five years ago would expire the end of this month. We never go that long without cashing some in. Link to comment Share on other sites More sharing options...
phoenix1181 Posted June 11, 2014 #17 Share Posted June 11, 2014 I know it hasn't been 5 years since I cashed them in but it has been awhile & we're not cruising Royal until next April. I would prefer to wait until closer to the cruise to redeem for OBC but if I'm close, I'll redeem some now & hope we don't need to cancel. Link to comment Share on other sites More sharing options...
hollon Posted June 11, 2014 #18 Share Posted June 11, 2014 You get 2 points for every dollar you spend on Royal. There are several redemption options that give you double the amount of dollar value, which gets you to 4%. For example, if you use 50,000 points for a free 3/4 day cruise, this has a max value of $1000. If you spent $25,000 on Royal to get the 50,000 points, and get $1000 back, that's 4%. Bob, I have a question, we just got off the Oasis and my bill at the end was 1232.00, when I got my statement/or looked online, it says 1232.00, it didn't double, any ideas to why? Link to comment Share on other sites More sharing options...
hollon Posted June 11, 2014 #19 Share Posted June 11, 2014 Interesting. We currently have a card that gives us 2% cash back. I'm trying to figure out what would be our best option when paying for a future cruise.We pay our cards off each month. Thanks for the tips. Sent from my DROID RAZR HD using Forums mobile app What card gives you 2 percent? Is there a yearly fee to use the card? Link to comment Share on other sites More sharing options...
Clarea Posted June 11, 2014 #20 Share Posted June 11, 2014 Bob, I have a question, we just got off the Oasis and my bill at the end was 1232.00, when I got my statement/or looked online, it says 1232.00, it didn't double, any ideas to why? The way my statement looks, it would have said 1232 points and then on another line it would say 1232 bonus points. If you don't have something like that, call B of A because they are the ones who give out the points. Link to comment Share on other sites More sharing options...
Outnumbered1234 Posted June 11, 2014 Author #21 Share Posted June 11, 2014 What card gives you 2 percent? Is there a yearly fee to use the card? American Express. 2% for travel. There is an annual fee. Sent from my DROID RAZR HD using Forums mobile app Link to comment Share on other sites More sharing options...
Rare sailawaybellaluna Posted June 11, 2014 #22 Share Posted June 11, 2014 Have had this card for years, and have taken 2 "free" cruises, and used points for $500 off (plus $100 OBC) on my latest cruise... I use this card for everything, including my small business, and pay it in full each month. So I'm not sure of the interest rates, etc. But I've found redeeming the points to be very easy to do. In 2012, my husband and I did a 4-day Bahamas cruise and only paid taxes (I had cashed out points for onboard credit to cover drinks and gratuities). In 2013 I used points to take my mom from Southampton, England on a 4-night cruise and only had to pay taxes and for a 3rd person fare for my son. On our recent cruise out of Panama I redeemed points for $500 off + OBC... My husband has the American Airlines card, so he usually gets us the free airline tickets while I work towards the free (or discounted) cruises! That being said, some of the RCCL are very confused about how to redeem points and book the reservation. Unlike a Carnival booking with my PVP, a new reservation that also requires redeeming points typically takes me well over an hour on the phone...:eek: Link to comment Share on other sites More sharing options...
Libra_Critic Posted June 11, 2014 #23 Share Posted June 11, 2014 (edited) What card gives you 2 percent? Is there a yearly fee to use the card? Fidelity American Express gives 2% on everything. No annual fee. Open a brokerage account. Also - other no annual fee cards: Amex Blue Card - 3% Supermarkets BankAmericard Cash Rewards - 3% gas Citi Forward - 5% all restaurants and movies, and 5% Amazon Chase, Discover - 5% rotating categories, each quarter Capital One has a new card - 3% on travel but has annual fee. Many others, but with annual fees. These are all cash back cards without restrictions to use on travel only. Edited June 11, 2014 by Libra_Critic Link to comment Share on other sites More sharing options...
cpa2be Posted June 11, 2014 #24 Share Posted June 11, 2014 We've had the card for 10 years. We put everything we can on this card and pay it in full each month. We used to cash in the points for shipboard credit until we realized we were not getting the most bang for our buck. We have taken 4 free 7 day cruises (paying only for room upgrade and port taxes, etc). Now with the newest change, we are using the points for 2 free companion fares on an upcoming Allure cruise. Yes, other cards may give you more cash back, but I might be inclined to spend/use the reward somewhere else. I like the idea of knowing I have a free cruise coming my way. YMMV :) Link to comment Share on other sites More sharing options...
george35 Posted June 12, 2014 #25 Share Posted June 12, 2014 I have a RCL credit card, can someone give me the telephone # to call so I can get OBC on my cruise. Thank you. george35 Link to comment Share on other sites More sharing options...
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