Worldtraveler 4727 Posted November 7, 2018 #1 Share Posted November 7, 2018 Can anyone tell me approximately how much it might add to the cost of one's travel insurance if several hundred dollars in nonrefundable private (non ship) excursions are added? My TA's response was "not much." Link to comment Share on other sites More sharing options...
Rare GeezerCouple Posted November 7, 2018 #2 Share Posted November 7, 2018 7 hours ago, Worldtraveler 4727 said: Can anyone tell me approximately how much it might add to the cost of one's travel insurance if several hundred dollars in nonrefundable private (non ship) excursions are added? My TA's response was "not much." You'll probably get more and better choices for travel insurance from someone other than your travel agent (as shown by the answer to your question, which is just silly). We use www.TripInsuranceStore.com CALL them, don't just rely upon the online summaries, as the fine print can really matter. We've used policies we purchased through TIS from Travel Insured. Our experience is that the cost of covering non-refundable excursions is no different from any other non-refundable costs, and --> it will depend upon the total of those extra costs. GC Link to comment Share on other sites More sharing options...
Worldtraveler 4727 Posted November 7, 2018 Author #3 Share Posted November 7, 2018 I agree. I was not happy with her response. I sent a *more specific* email asking for clarification. 🙄 I have used Steve's insurance company before, but I made an error this time (and it won't happen again!) and failed to contact him within the required time for that all-important clause, so I had to go with the insurance from the TA this time as she has included it. I am just looking for something in the ballpark like: For every $500 of non refundable excursion costs, your trip insurance will increase by approximately 5% or by $10 or by ??? Just looking for a general idea.... Link to comment Share on other sites More sharing options...
Rare GeezerCouple Posted November 7, 2018 #4 Share Posted November 7, 2018 9 minutes ago, Worldtraveler 4727 said: I agree. I was not happy with her response. I sent a *more specific* email asking for clarification. 🙄 I have used Steve's insurance company before, but I made an error this time (and it won't happen again!) and failed to contact him within the required time for that all-important clause, so I had to go with the insurance from the TA this time as she has included it. I am just looking for something in the ballpark like: For every $500 of non refundable excursion costs, your trip insurance will increase by approximately 5% or by $10 or by ??? Just looking for a general idea.... Contact Steve et al., again. There is at least one policy that might not have the short time requirement from initial purchase (it can be instead within 24 hours of *final* payment). Good luck! GC Link to comment Share on other sites More sharing options...
Worldtraveler 4727 Posted November 7, 2018 Author #5 Share Posted November 7, 2018 Thanks for the heads up on that. 😊 Link to comment Share on other sites More sharing options...
klfrodo Posted November 8, 2018 #6 Share Posted November 8, 2018 (edited) If nothing else, just make a mock booking of purchasing insurance at Steve’s site. make a mock booking before the excursions, back out of his site, then add the excursions and see what the price difference is. Edited November 8, 2018 by klfrodo Link to comment Share on other sites More sharing options...
Rare terry&mike Posted November 8, 2018 #7 Share Posted November 8, 2018 15 hours ago, Worldtraveler 4727 said: I am just looking for something in the ballpark like: For every $500 of non refundable excursion costs, your trip insurance will increase by approximately 5% or by $10 or by ??? Just looking for a general idea.... I do not know what company your insurance is with, and your age is also a factor in the amount, but as a rough general rule of thumb you will pay approximately 10% of the value of the travel component being insured. Link to comment Share on other sites More sharing options...
Worldtraveler 4727 Posted November 8, 2018 Author #8 Share Posted November 8, 2018 11 hours ago, klfrodo said: If nothing else, just make a mock booking of purchasing insurance at Steve’s site. make a mock booking before the excursions, back out of his site, then add the excursions and see what the price difference is. Thank you! Link to comment Share on other sites More sharing options...
Worldtraveler 4727 Posted November 8, 2018 Author #9 Share Posted November 8, 2018 12 minutes ago, terry&mike said: I do not know what company your insurance is with, and your age is also a factor in the amount, but as a rough general rule of thumb you will pay approximately 10% of the value of the travel component being insured. Thank you! Link to comment Share on other sites More sharing options...
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