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B2B cruise, insurance question


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I've booked back to back cruises and somehow didn't include insurance.  One cruise booked through Royal and the other through a travel agent.  If I independently purchase insurance, can I add the cost of both cruises and purchase for that amount or do I need two policies, one for each cruise?

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I would go with 1 policy.

My thought process is that you are buying Travel Insurance, not cruise insurance.

Travel insurance covers you from the time you close your front door and lock it, until you return home and walk in the house.

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Had a similar question since we are doing independent  land  prior to cruise.  Was advised insurance is for the entire trip.  As the previous poster said..from leaving your drive until return home.  Recommend discussing with Trip Insurance  Store which is who I purchased through.  Also would not want to have a claim from first cruise that would impact 2nd cruise and be with a different policy.  JMO.

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