Onboard Account - US or foreign transaction?

[xfkzjg1]

I figured this may have been asked before, but I couldn't find any threads on the topic.

 

I know that NCL is headquartered in Miami, and as far as I can tell the Escape is flagged in the Bahamas.

 

When my onboard folio is settled at the end of an Escape cruise, will the charge "register" as a US or foreign transaction on my credit card?

[trivimp]

US.  Your credit card statement will reflect the Florida address, if they include location in their line items (though not all do.)  

[Andrea n steven]

So US dollars when in Europe/Baltic too?

[Sauer-kraut]

2 minutes ago, Andrea n steven said:

So US dollars when in Europe/Baltic too?

 

Yes, indeed!

[xfkzjg1]

Although for at least some credit cards (BoA Cash Rewards in particular), the terms specifically state that any transaction made or processed outside of the US---even if denominated in USD---would incur a 3% foreign transaction fee.

 

But reflecting the Miami address sure seems to me like a US-based transaction.

[BirdTravels]

Let’s keep this simple, it is a US transaction. 

Edited August 12, 2019 by BirdTravels

[K_e_short]

My credit card had one transaction, listed as :

 

NORWEGIAN JEWEL MIAMI FL

 

I am Canadian and the charge reflects the amount in CAD (My invoice was in US dollars so did a quick math equation to make sure it was correct).

I will say that they did not tell me what the conversion rate was so needed to check my credit card company rate.