“Tip #1:” for a successful claim – must be seen by a licensed physician

[SempreMare]

The trip insurance store.com company sends a helpful document called “the consumer guide to having a successful travel insurance claim” to its customers. 
 

Tip # 1 is:(i added bolding)

"here is how policies typically read:

'for trip cancellation benefits, an actual examination by a licensed physician must take place before the cancellation is made. For trip interruption benefits, this examination must take place during your trip.' "

 

Question about the “Licensed” requirement:

 

Is it safe to assume that the doctors onboards cruise ships are licensed medical doctors in whatever country they’re from?

 

Edited October 18, 2019 by SempreMare

[erdoran]

How does someone even prove a foreign physician is licensed?

[iamtrustworthy]

On 10/17/2019 at 7:19 PM, SempreMare said:

The trip insurance store.com company sends a helpful document called “the consumer guide to having a successful travel insurance claim” to its customers. 
 

Tip # 1 is:(i added bolding)

"here is how policies typically read:

'for trip cancellation benefits, an actual examination by a licensed physician must take place before the cancellation is made. For trip interruption benefits, this examination must take place during your trip.' "

 

Question about the “Licensed” requirement:

 

Is it safe to assume that the doctors onboards cruise ships are licensed medical doctors in whatever country they’re from?

 

 

Yes, that's a safe assumption.

 

[clo]

On 10/23/2019 at 12:35 PM, iamtrustworthy said:

 

Yes, that's a safe assumption.

 

Agreed.  The cruise lines liability would be enormous if they had unlicensed physicians.

[LHT28]

I would  think so

We did not have  a problem with our trip insurance claims 

once  when we had to fly home mid cruise  after DH saw the ship's doctor  with a gallbladder attack then again the last day of the cruise  when he had high fever & cough  & got a shot  as well as antibiotics

Just supply the documents required to the insurance company  they paid up

 

[GeezerCouple]

I became very ill overseas at a hotel.

It soon became clear that we couldn't manage it ourselves, so the hotel called "their" physician, who came over to see me.

He came back again the next day, and then later, recommended that we ask the hotel to call an ambulance, which we did.

 

We paid him cash (his requirement), and we got 2 receipts from him on separate letterhead.

Our travel insurance reimbursed us without any problems, and there were no questions about any licensing.

 

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