Rare DaisyUK Posted January 11, 2021 #1 Share Posted January 11, 2021 Am wondering whether to go with Cunard Care or arrange my own travel insurance. Any experiences of Cunard Care and/or advice welcome please? Link to comment Share on other sites More sharing options...
PORT ROYAL Posted January 11, 2021 #2 Share Posted January 11, 2021 2 minutes ago, DaisyUK said: Am wondering whether to go with Cunard Care or arrange my own travel insurance. Any experiences of Cunard Care and/or advice welcome please? Speak with your current insurance provider, house, care etc. They will have your claim experience and will probably offer a better deal. Also check with your bank as some accounts have travel insurance already built in for free. Never used Cunard Insurance. As an aside, if you have a car service plan, and also a RAC/AA subscription, your car service plan may already include AA/RAC membership. Link to comment Share on other sites More sharing options...
Rare DaisyUK Posted January 11, 2021 Author #3 Share Posted January 11, 2021 Thanks. We have never bothered with insurance before but will do with this trip as it is further afield than previous ones. Link to comment Share on other sites More sharing options...
Rare Victoria2 Posted January 11, 2021 #4 Share Posted January 11, 2021 To add to Port Royal's excellent suggestions, make sure you look at the amount to be covered. If it's further afield and in a Q1 [as you have mentioned] basic insurance cover won't be sufficient to cover the cancellation after final payment should you have to do that. Some of our cruises wouldn't be covered for the full amount but thankfully, we've never had to claim and at least we have the best cover we can find on the market. Link to comment Share on other sites More sharing options...
Rare DaisyUK Posted January 11, 2021 Author #5 Share Posted January 11, 2021 Thanks for the advice. I am giving myself a headache over this. The Cunard Care seems to offer very little in the way of medical evacuation and medical care, compared with some other policies, although I like that it gives the 75% FCC in the event of cancelling for any reason. Decisions, decisions.. Not sure the RAC/AA membership helps because I have booked in the USA, although we are UK citizens (we live here for several months of the year). Link to comment Share on other sites More sharing options...
PORT ROYAL Posted January 11, 2021 #6 Share Posted January 11, 2021 1 minute ago, DaisyUK said: Thanks for the advice. I am giving myself a headache over this. The Cunard Care seems to offer very little in the way of medical evacuation and medical care, compared with some other policies, although I like that it gives the 75% FCC in the event of cancelling for any reason. Decisions, decisions.. Not sure the RAC/AA membership helps because I have booked in the USA, although we are UK citizens (we live here for several months of the year). Insure for the worst possible scenario, then if it happens, no “Oh I wish I’d.........”. Link to comment Share on other sites More sharing options...
Rare Victoria2 Posted January 11, 2021 #7 Share Posted January 11, 2021 10 minutes ago, DaisyUK said: Thanks for the advice. I am giving myself a headache over this. The Cunard Care seems to offer very little in the way of medical evacuation and medical care, compared with some other policies, although I like that it gives the 75% FCC in the event of cancelling for any reason. Decisions, decisions.. Not sure the RAC/AA membership helps because I have booked in the USA, although we are UK citizens (we live here for several months of the year). Try your bank. Link to comment Share on other sites More sharing options...
Rare Victoria2 Posted January 11, 2021 #8 Share Posted January 11, 2021 6 minutes ago, PORT ROYAL said: Insure for the worst possible scenario, then if it happens, no “Oh I wish I’d.........”. Absolutely and that's what travel insurance is all about. Link to comment Share on other sites More sharing options...
PORT ROYAL Posted January 11, 2021 #9 Share Posted January 11, 2021 (edited) 40 minutes ago, Victoria2 said: Try your bank. If this is a question.... Some UK Banks & Building Societies offer Account Holders free travel insurance as part of an “attraction” package to new or existing customers. Some will offer insurance as part of a monthly fee, which ends if a minimum monthly fund amounts are paid in. Check with your supplier or search on line. Always a company looking for new accounts. Good luck FYI We have set up 11 Accounts (Single and Joint) to secure maximum benefits, albeit interest, gift vouchers, etc., and with DD’s and transfers we bounce money in/out throughout the month to meet our contracted monies “in”. Because it’s monies “in” only, not monies “in” and “stay”. Takes time to setup, but worth it over a year. Edited January 11, 2021 by PORT ROYAL Vouchers Link to comment Share on other sites More sharing options...
Rare DaisyUK Posted January 11, 2021 Author #10 Share Posted January 11, 2021 Great advice, thank you. I will look into this.. Link to comment Share on other sites More sharing options...
Rare Windsurfboy Posted January 11, 2021 #11 Share Posted January 11, 2021 Be careful with regard to age and pre existing conditions in small print and of course are you insured for changes in government advice. Link to comment Share on other sites More sharing options...
Rare DaisyUK Posted January 11, 2021 Author #12 Share Posted January 11, 2021 Be careful with regard to age and pre existing conditions in small print and of course are you insured for changes in government advice. Again, good advice and thank you. I'm finding it a bit of a minefield to be honest, but I think our US agent has found us a good deal, and I have it in writing that it is applicable to us as UK residents departing and returning to the UK. It has very good medical and evacuation coverage (considerably better than Cunard's actually) as well as cancellation so I think we're all set. After the initial excitement of booking, I'm suffering a little buyer's remorse due to the Covid situation, but am just hoping that the world will be in a (much) safer state by November. Link to comment Share on other sites More sharing options...
Summergee Posted January 12, 2021 #13 Share Posted January 12, 2021 I found Cunard Care very expensive so take out our own annual policy. The second time I tried to use Cunard Care I was given a quote the had them call me back a few minutes later. They said they had quoted for Royal Carribean and nearly doubled the quote! Link to comment Share on other sites More sharing options...
BklynBoy8 Posted January 15, 2021 #14 Share Posted January 15, 2021 We always use Cunard Care on all our sailings. And yes we had to cancel in the past for different personal or medical reasons and very good results having to file an incident. Link to comment Share on other sites More sharing options...
Rare Windsurfboy Posted January 15, 2021 #15 Share Posted January 15, 2021 We always add cruise cover to our annual insurance. If you take two vacations a year , annual or two singles are roughly equal cost, 3 or more and it's normally a big saving Link to comment Share on other sites More sharing options...
Bigmike911 Posted January 16, 2021 #16 Share Posted January 16, 2021 Cunard offers Cunard care which sold by the voyage should take care of you. Some years back a lady I knew on several Cunard trips had a stroke in Belgium. Cunard's insurance carrier got her to the hospital and later when she had recovered enough to travel sent her home business class with a companion to see that she got home safely at no additional cost to her. Check with your travel arranger or Cunard directly. I am 76 and get it for every voyage. Link to comment Share on other sites More sharing options...
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