redcruzer Posted October 2, 2022 #1 Share Posted October 2, 2022 Cruise is 10/30. booked it in august. if we cancel can the funds be put in some sort of travel bank or do you lose it all? Link to comment Share on other sites More sharing options...
2chiefs Posted October 2, 2022 #2 Share Posted October 2, 2022 (edited) 12 minutes ago, redcruzer said: Cruise is 10/30. booked it in august. if we cancel can the funds be put in some sort of travel bank or do you lose it all? Check your contract Confirmation at the bottom of page one. Doesn't look good. Edited October 2, 2022 by 2chiefs Link to comment Share on other sites More sharing options...
mjkacmom Posted October 2, 2022 #3 Share Posted October 2, 2022 1 minute ago, 2chiefs said: Are you referring to the deposit? If so it depends on if you have a refundable deposit. Check your contract confirmation at the bottom of page one.. There is a table for cancellations. You are within 30 days so you will lose your deposit if it's non refundable. I think the rest would be returned to you. Not sure. It’s after final payment, I believe it’s lost, unless you have insurance and it’s an accepted reason. Link to comment Share on other sites More sharing options...
2chiefs Posted October 2, 2022 #4 Share Posted October 2, 2022 1 minute ago, mjkacmom said: It’s after final payment, I believe it’s lost, unless you have insurance and it’s an accepted reason. You are correct which is why I edited my original post. LOL I guess you answered it prior to my edit. 1 Link to comment Share on other sites More sharing options...
Biker19 Posted October 2, 2022 #5 Share Posted October 2, 2022 16 minutes ago, redcruzer said: if we cancel can the funds be put in some sort of travel bank or do you lose it all? If you cancel for COVID, you can get a refund. Link to comment Share on other sites More sharing options...
Ken at the beach Posted October 2, 2022 #6 Share Posted October 2, 2022 Here is the cancellation schedule. you are now under 30 days so 100% penalty. If you or your travelling party contract Covid within 10 days of sail date you can cancel for a refund. Royal is now asking for documented testing (supervised) to confirm this unlike before when documentation was rarely asked for. Cruises that are cancelled prior to the sail date, and CruiseTours that are cancelled prior to the first day of the CruiseTour, may be subject to a cancellation charge. The amount of the cancellation charge shall be determined as shown in the table below and shall vary depending on how far in advance of the sail date (or first day of the CruiseTour) the Operator receives notice of cancellation. FOR 1 TO 4 NIGHT CRUISES (including Holiday sailings) IF CANCELLATION IS MADE CANCELLATION CHARGE 75 days or more prior to the first day of the Cruise No charge (except for Nonrefundable Deposit amounts) 74 to 61 days 50% of total price 60 to 31 days 75% of total price 30 days or less 100% of total price (No refund) FOR 5 NIGHTS OR LONGER CRUISES (including Holiday sailings and Cruisetours) IF CANCELLATION IS MADE CANCELLATION CHARGE 90 days or more prior to the first day of the Cruise No charge (except for Nonrefundable Deposit amounts) 89 to 75 days 25% of total price 74 to 61 days 50% of total price 60 to 31 days 75% of total price 30 days or less 100% of total price (No refund) 2 Link to comment Share on other sites More sharing options...
clskinsfan Posted October 2, 2022 #7 Share Posted October 2, 2022 Instead of cancelling and losing your deposit just change your cruise and lose $100 per person instead. No point in losing money for nothing. 1 Link to comment Share on other sites More sharing options...
Ken at the beach Posted October 2, 2022 #8 Share Posted October 2, 2022 Just now, clskinsfan said: Instead of cancelling and losing your deposit just change your cruise and lose $100 per person instead. No point in losing money for nothing. It is after final payment. You can only do what you are describing up to final payment After final regular cancellation policies apply. 1 Link to comment Share on other sites More sharing options...
pcur Posted October 2, 2022 #9 Share Posted October 2, 2022 36 minutes ago, clskinsfan said: Instead of cancelling and losing your deposit just change your cruise and lose $100 per person instead. No point in losing money for nothing. Call and ask about doing this. The policy is to charge the cancellation fee, but moving a cruise is sometimes considered just moving the booking number and monies. I've done this many times, can't remember if it was after final payment, and have never paid the large % amount. Link to comment Share on other sites More sharing options...
GTO-Girl Posted October 2, 2022 #10 Share Posted October 2, 2022 54 minutes ago, Ourusualbeach said: It is after final payment. You can only do what you are describing up to final payment After final regular cancellation policies apply. Just had friends a couple of days ago move a cruise from this Sunday on the Harmony to a cruise in February. I don’t know if they were being lenient because of the hurricane….. Link to comment Share on other sites More sharing options...
Ken at the beach Posted October 2, 2022 #11 Share Posted October 2, 2022 8 minutes ago, GTO-Girl said: Just had friends a couple of days ago move a cruise from this Sunday on the Harmony to a cruise in February. I don’t know if they were being lenient because of the hurricane….. Yes, they were being lenient because of the hurricane. 2 Link to comment Share on other sites More sharing options...
ARandomTraveler Posted October 2, 2022 #12 Share Posted October 2, 2022 What does your insurance policy cover? If you got the one from the cruiseline you can cancel for any reason and get 90% of your cruise fare back as a future cruise credit. If you bought a non-cruise line policy, then it depends on the policy you bought. If you bought a non-cruise line cancel for any reason policy, you should get 75% of your cash back as long as you cancel more than 2 days before your sail date. If you didn't buy a cancel for any reason policy, then there may be other covered reasons you can make a claim on (do you live in the hurricane area? Have you lost your job? Any new medical issues, pregnancies, deaths of immediate family etc?). If you didn't buy any insurance, you should have. 1 Link to comment Share on other sites More sharing options...
DukeASUGirl Posted October 2, 2022 #13 Share Posted October 2, 2022 2 hours ago, GTO-Girl said: Just had friends a couple of days ago move a cruise from this Sunday on the Harmony to a cruise in February. I don’t know if they were being lenient because of the hurricane….. It's because of the hurricane. We were supposed to board Harmony today, but instead we're still in Phoenix. It's not listed on their website as an option, but they're offering FCC so you can rebook either for the same ship or any other sometime in next 365. It's specifically because many people couldn't make their sailing due to travel issues. 1 Link to comment Share on other sites More sharing options...
pcur Posted October 3, 2022 #14 Share Posted October 3, 2022 2 hours ago, ARandomTraveler said: What does your insurance policy cover? If you got the one from the cruiseline you can cancel for any reason and get 90% of your cruise fare back as a future cruise credit. If you bought a non-cruise line policy, then it depends on the policy you bought. If you bought a non-cruise line cancel for any reason policy, you should get 75% of your cash back as long as you cancel more than 2 days before your sail date. If you didn't buy a cancel for any reason policy, then there may be other covered reasons you can make a claim on (do you live in the hurricane area? Have you lost your job? Any new medical issues, pregnancies, deaths of immediate family etc?). If you didn't buy any insurance, you should have. Depending on the reason for cancellation, some credit cards cover trip cancellation or interruption. Chase Sapphire credit cards have good travel benefits. 1 Link to comment Share on other sites More sharing options...
ARandomTraveler Posted October 3, 2022 #15 Share Posted October 3, 2022 (edited) 44 minutes ago, pcur said: Depending on the reason for cancellation, some credit cards cover trip cancellation or interruption. Chase Sapphire credit cards have good travel benefits. That's true, the Chase Sapphire Reserve is a good card, they keep trying to get me to sign up for that one and I'm tempted, but I don't like the $400/year fee. I don't think the average American can qualify for that card though (or maybe I'm wrong, but I'm pretty sure they only offer it to you if you have an "excellent" credit rating). What I mean by that is that the likelihood that someone has that particular card is low, and if they did have that card, they'd know they had that insurance, because the travel benefits are the primary reason to get that card. So my guess is that the OP doesn't have that card, but maybe they do. Edited October 3, 2022 by ARandomTraveler Link to comment Share on other sites More sharing options...
Babr Posted October 3, 2022 #16 Share Posted October 3, 2022 53 minutes ago, ARandomTraveler said: That's true, the Chase Sapphire Reserve is a good card, they keep trying to get me to sign up for that one and I'm tempted, but I don't like the $400/year fee. I don't think the average American can qualify for that card though (or maybe I'm wrong, but I'm pretty sure they only offer it to you if you have an "excellent" credit rating). What I mean by that is that the likelihood that someone has that particular card is low, and if they did have that card, they'd know they had that insurance, because the travel benefits are the primary reason to get that card. So my guess is that the OP doesn't have that card, but maybe they do. The Chase card benefits are among the best offered by a credit card, but remember its coverage does not replace a comprehensive travel policy. The list of covered reasons is somewhat limited, and it does not cover pre-existing conditions. 1 Link to comment Share on other sites More sharing options...
CFLRetired Posted October 3, 2022 #17 Share Posted October 3, 2022 7 hours ago, ARandomTraveler said: That's true, the Chase Sapphire Reserve is a good card, they keep trying to get me to sign up for that one and I'm tempted, but I don't like the $400/year fee. The annual fee is $550. I've had this card since the month it was issued. It's a great card to have. There's a $300 annual travel credit which helps offset the annual fee. I've used the travel insurance and warranty program several times. You can also get cash back annually or use for travel. Many other benefits. If you have this card and use it you'll come out way ahead yearly. 2 Link to comment Share on other sites More sharing options...
ARandomTraveler Posted October 3, 2022 #18 Share Posted October 3, 2022 (edited) 3 hours ago, CFLRetired said: The annual fee is $550. I've had this card since the month it was issued. It's a great card to have. There's a $300 annual travel credit which helps offset the annual fee. I've used the travel insurance and warranty program several times. You can also get cash back annually or use for travel. Many other benefits. If you have this card and use it you'll come out way ahead yearly. Oh $550, yikes. But yeah I guess it's really only $150 if you use $300 travel credit. Can the miles be transferred to Southwest Airlines? One would still need to purchase a separate travel insurance plan though if they wanted the cancel-for-any-reason rider, so that $150 dollars that's leftover of the fee is really just paying for the airport lounges I guess. How does that work? Edited October 3, 2022 by ARandomTraveler Link to comment Share on other sites More sharing options...
Another_Critic Posted October 3, 2022 #19 Share Posted October 3, 2022 1 hour ago, ARandomTraveler said: Oh $550, yikes. But yeah I guess it's really only $150 if you use $300 travel credit. Can the miles be transferred to Southwest Airlines? One would still need to purchase a separate travel insurance plan though if they wanted the cancel-for-any-reason rider, so that $150 dollars that's leftover of the fee is really just paying for the airport lounges I guess. How does that work? $550 - $300 = $250 🙂 Link to comment Share on other sites More sharing options...
Jimbo Posted October 3, 2022 #20 Share Posted October 3, 2022 (edited) 8 minutes ago, Another_Critic said: $550 - $300 = $250 🙂 @ARandomTraveler Needs more Coffee................... Edited October 3, 2022 by Jimbo Link to comment Share on other sites More sharing options...
ARandomTraveler Posted October 3, 2022 #21 Share Posted October 3, 2022 (edited) 1 hour ago, Another_Critic said: $550 - $300 = $250 🙂 1 hour ago, Jimbo said: @ARandomTraveler Needs more Coffee................... D'oh! It's early 😂 $250 is a harder sell. Edited October 3, 2022 by ARandomTraveler Link to comment Share on other sites More sharing options...
Another_Critic Posted October 3, 2022 #22 Share Posted October 3, 2022 2 minutes ago, ARandomTraveler said: D'oh! It's early 😂 $250 is a harder sell. I bailed when they raised it to $550. 1 Link to comment Share on other sites More sharing options...
3kidsncats Posted October 3, 2022 #23 Share Posted October 3, 2022 13 hours ago, ARandomTraveler said: That's true, the Chase Sapphire Reserve is a good card, they keep trying to get me to sign up for that one and I'm tempted, but I don't like the $400/year fee. I don't think the average American can qualify for that card though (or maybe I'm wrong, but I'm pretty sure they only offer it to you if you have an "excellent" credit rating). What I mean by that is that the likelihood that someone has that particular card is low, and if they did have that card, they'd know they had that insurance, because the travel benefits are the primary reason to get that card. So my guess is that the OP doesn't have that card, but maybe they do. There is a more entry level Chase Sapphire card — the “Preferred” also offers travel insurance, although to a lesser degree. The annual fee is much lower but it doesn’t include some of the perks like airport lounge access, etc. It is still a really great card option for people who want travel benefits from a credit card. 1 Link to comment Share on other sites More sharing options...
pcur Posted October 4, 2022 #24 Share Posted October 4, 2022 10 hours ago, 3kidsncats said: There is a more entry level Chase Sapphire card — the “Preferred” also offers travel insurance, although to a lesser degree. The annual fee is much lower but it doesn’t include some of the perks like airport lounge access, etc. It is still a really great card option for people who want travel benefits from a credit card. Mine is a Sapphire Preferred, and I found the travel benefits plenty to cover my cruises and travel with a $95 annual fee. Added to the medical coverage I have, I only have to spend an additional $200 for an annual travel insurance policy. 3 Link to comment Share on other sites More sharing options...
ddean52 Posted October 4, 2022 #25 Share Posted October 4, 2022 Isn’t cruising with confidence still applicable to last minute changes? Over the last 20 months we have had to cancel twice with no penalties. Dean Link to comment Share on other sites More sharing options...
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