Hi I want to go on a Cunard trip this summer I am unsure if their insurance will cover my concern  I have 2 potential issues  1.my mom is elderly and lives with me  we have an aid that agrees to cover her 24 day for whole trip but what happens if she can’t or if mom becomes ill  2..My daughter is trying to get pregnant and if she does she may have problems due to her potential high risk problems and may give birth in September but maybe would have earlier births  cruise