MilliesMom Posted June 4, 2006 #226 Share Posted June 4, 2006 We always purchase it the day we book our cruise, that way even pre-existing medical conditions are covered. It is worth eveyr penny. We had to cancell one of our cruises the morning of sailing as I ended up in emergency and then in the hospital for 3 days. The insurance gave us a full refund. Link to comment Share on other sites More sharing options...
thechandlers99 Posted June 4, 2006 #227 Share Posted June 4, 2006 I just purchased my travel insurance through insuremytrip.com. I bought the Travelex TravelLite. My husband and I are cruising at the end of July and with the hurricane seasons we have had in the past, we thought it would be well worth the money. The plan cost $79 total (not per peron). I feel $79 is a small price to pay to have the peace of mind that God forbid something happen, all is covered! I will say that we have cruised in the past without insurance and everything was fine but the last time we cruised, I fell down the steps coming out of the hottub. Thank goodness I only had a bruise but I could have broken my tailbone and been SOL. So, from now one we will just suck it up and pay the $79 fee! Link to comment Share on other sites More sharing options...
pounder207 Posted June 5, 2006 #228 Share Posted June 5, 2006 Depends on age/health and policy. Check out the coverage and pick the best applicable to your situation and risks. Definitely compare policies. The coverage varies widely and you can determine to a large extent the risks you are most likely to encounter. Try one of the websites to find the best insurance. Remember, your health insurance may not cover any medical treatment in or evacuation from a foreign country. Link to comment Share on other sites More sharing options...
jennew Posted June 5, 2006 #229 Share Posted June 5, 2006 we never purchased insurance before but decided to this time. We are cruising in the heart of hurricane season so we thought it made total sense this time. Link to comment Share on other sites More sharing options...
MNYTRPS2GO2 Posted June 5, 2006 #230 Share Posted June 5, 2006 I was glad I had it when I had to cancel less than 24 hours prior to sailing. It was due to a medical misdiagnosis and I am glad I didn't board and have to get treatment in a 3rd world country medical facility... Link to comment Share on other sites More sharing options...
CRUISEinTIME Posted October 14, 2006 #231 Share Posted October 14, 2006 Interesting ! Link to comment Share on other sites More sharing options...
corkpopr Posted October 14, 2006 #232 Share Posted October 14, 2006 20 cruises never bought insurance. I would also never buy an extended warranty. sailed thru 2 hurricanes in progress and the captain just sailed around them and reversed the itinery. Link to comment Share on other sites More sharing options...
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