There seems to be an issue with Manulife, where their published policy says one thing and yet employees say something to the contrary. Rather than repeat myself, here is a post that I made earlier in the day on another board in response to someone else who spoke on the phone to Manulife:     I'd add that @AlbertaCruisers has made several posts regarding this topic after being told by a Manulife representative that, as the written policy states, they do cover medical expenses rela