A serious question I have been having about international travel — not totally about Regent. OK, I get off the ship in a far off country, and one or both of us tests positive, and we have to quarantine in a hotel there for a specified number of days. Who pays the hotel for the stay, meals, and such? Is it the cruise line, the travel insurance, or me? I have assumed the answer is “me”. Thus, we have no cruises booked — unusual fir us! If my assumption is wrong, please correct,me.