My understanding is the better US travel insurance companies "travel delay" benefit tops out at $2k per person so $4k.  We are close to buying travel insurance, "trip delay" because of a positive Covid test is one of our biggest concerns.  Our trip is land based, $4k will help but I'm guessing the entire bill would be much higher.  Its also important to ask the insurer if their policies trip delay covers a positive Covid test.   Out of curiosity if the total trip delay bill were $8k an
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