JustinandMaria

Did travel insurance cover it? My niece the same on NCL and they charged. Not just the cruise but quarantine on land. Luckily the insurance reimbursed.

I thought this was an interesting article buying insurance in pieces, ie counting credit card insurance, then medical, then medjet, etc. https://www.afar.com/magazine/the-complete-guide-to-buying-cruise-travel-insurance

Do you know the insurance company they used? I expect not all insurance companies are the same. Thanks

From what Ive seen the cruise line requires us to pay first and then we have the right to claim from insurer. Insurance is so complicated so I hope when time comes I did everything right. If anyone has a good link as to educating on the nuances would love to see it. States have different requirements as well as age plays into it. In Florida the insurance I called has 15 or 30 days where preexisting is covered. And thats assuming you were well when you put down the first deposit, even if refundable. Hence my initiating my insurance for 2026 cruise. I checked Canada and here's some of the reasons for denial. https://bestquotetravelinsurance.ca/blog/7-reasons-why-travel-insurance-claims-are-denied

Also some credit card offer no interest for purchases for x months or as attached, payments monthly. So it’s very difficult to make blanket statements or to “judge”. But only a financial advisor that knows a person’s situation can give good advice. But I agree “in general” unless zero or very low interest rates better to wait to be able to pay off the debt/credit card.

I believe there’s add on too, at least with Travelers Insured. So if you want to add interruption it can be an added on for that specific trip. Then there was also a limit for 45 days per trip. Someone posted a broker that specializes in travel insurance I will need to call once I purchase. But I agree seems very inexpensive. My trip happens to be in 2026 so I had no choice but to purchase individual policy.

Here’s another example how quickly the cost can increase. https://www.wtsp.com/article/news/investigations/10-investigates/cruise-infirmary-treatment-costs-couple-28000-travel-insurance/67-a5998cb0-07f8-4069-afe8-12b71ef7a6ed

You got me curious so I see they sometimes hold on to luggage as well as the IOU. And that would be more reasonable to me to have them sign something acknowledging they are leaving before final bill is settled than asking a man who stopped breathing (?) to settle his account. I hate to see how they presented a bill to the family whose daughter fell off the ship. Some compassion is all Im saying while still retaining the right to collect.

Since epilepsy qualifies for disability Im very thankful he’s out there working and looking for a better life. Or he could declare bankruptcy. While he may not gotten the trip insurance right I applaud him for trying to do the right thing, trying to pay the bill.

No one is saying it should be forgiven. It was a reasonable charge. Its an emergency. I would think the reason for the article was to educate others.

They could have handled it better by not presenting the bill to someone who is being emergency evacuated off the ship. Poor taste IMO. What would they have done if they didn’t have funds? Frankly any approval of amounts I would think would be in duress. They wouldn’t be in the right mind.

Wow. Poor guy. Most kids his age don’t get travel insurance. And as the article mentioned easily missed as it was a gift. He wouldn’t have had credit card insurance since he didn’t book the trip. RCCL could have handled a bit better IMO.

Thanks! I also found in activity just now but not too friendly. Workable though.

It seems we used to be able to access roll calls quickly. I don’t want to scroll through find your roll call each time. Is there a feature? I think because of this more people are moving over to another forum. Thanks!