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rindybar

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Posts posted by rindybar

  1. 2 hours ago, Babr said:

    I’m not sure I understand your definition of cancellation. I thought cancellation was before the trip started as defined by effective date in the policy. The first day of travel defines the effective date for the rest of the coverages. Once you are on your way, it is not considered cancellation anymore. Problems that would cause you to cease travel are considered trip delay or trip interruption. As I understand it, cancellation coverage ends once you depart from home. 

     

    You were covered for cancellation from date of purchase up until the cruise line cancelled. Since the cruise line offered compensation in the form of a credit or refund, you suffered no loss; hence, the insurance company had no responsibility to reimburse you for the cost of the trip, and they never bore the risk of covering actual travel.

    I beg to differ with you, I'm out almost $1,000.00. I read the policy over and over it said it would refund money in case of a quarantine.  I did get a full refund today.

  2. On 5/22/2020 at 2:26 PM, CarolRoy said:

    We also used Allianz for two cruises that were canceled.  Sent them proof from the cruise lines that the cruises were canceled.  They put the credit back on our cc.  We always insure with Alliancz. Will continue to do so in the futute.

    You were very lucky,  we used AON booked by Cruises Only and were told we have a credit good for 2 years.  

    Thanks for the advice about Alliancz.

  3. 22 hours ago, iamtrustworthy said:

    Hi Rindybar,

     

    For a 3rd party non-travel supplier plan, it will depend on what happened to the money you paid to your travel suppliers.

     

    If you get a full refund in cash many companies will refund your premium.

    If you get you get Future Travel Credits from your cancelled trip, you will be able to change the policy dates to cover a future trip. Some companies give you a credit voucher for the premium you paid.

     

    I hope this helps.

     

    Steve Dasseos

    Thank you

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