2InfinityNBeyond

I'm currently in recovery from complex knee surgery and approaching final payment with Holland America 90 days before the cruise, at which time cancellation fees begin. I understand I'm dealing with a pre-existing medical condition and that plans that offer pre-existing coverage would be wise (if I get a plan that I can meet the timing requirements), or even better CFAR since there are many unknowns. But CFAR plans cost a lot and only insure a portion of the cost. What trips me up is the standard wording that when I purchase travel insurance, I need to be medically able to travel. Right now I'm not medically able, but the surgeon says that within 3 months I will be fine to travel. I also may be fine to cruise then but unable to handle the other rigors of travel. If I'm not able to travel right now, does that mean the insurance wouldn't be valid for me in 3 months on the cruise? What should I be doing to protect myself best in this situation? Do I need a surgeon's note now stating that he expects I'll be okay to travel later? The best solution is probably to reschedule, but it's a very unique itinerary that isn't offered at another time.

Still all showing as guarantee cabins only for me. I've tried seeing if I took the most expensive options if that would matter, but it doesn't. If Princess doesn't get that problem fixed soon, we'll be booking with another cruise line to get our choice of cabin.