I will not reveal which cruise line for now but this is what happened.
I bring two wallets when I travel. One small wallet - I always carry it with me 100% of times. It has my major CCs.
The 2nd wallet has my backup CCs and bank debit card. This stays home 100% of times and only leaves home when I travel.
Went on a 5 day cruise and just came back.
Day 1: I left the "backup wallet" next to the cabin phone desk. Backup wallet had my bank debit card and Southwest Chase CC.
Day 2: My husband thought it should be out of sight so he put it on the drawer.
Day 3: Before we go on an excursion, I put it in the safe
Day 4: I received "suspicious transactions" email from my bank, CitiBank with my debit card. Someone tried to send money using REMITLY from my debit card. Amount was little more than $1000.
I DO NOT have REMITLY account. Never installed the APP.
Received another suspicious transaction email from Southwest Chase CC with same REMITLY attempt amount little less than $1000.
I logged into my online accounts then marked them as "NOT ME".
Reported this incident to the Chief Security Officer with written statement. He confirmed only cabin steward and a plumber were in our cabin. He would question them but he thought they would of course deny.
Decided NOT TO file police report thinking those two charges were blocked.
Day 5: Arrived home. Called the Citibank and it turned out there were numerous attempts and one transaction over $1k went thru. The bank filed disputed but asked me to file "police report".
The crime happened in California Coast, on the cruise ship. Where should I file this crime?