HelloMoo

Does your insurance cover "repatriating" you to your home country at YOUR request? Most do not and, if they will do it at all, they will only do it at the request of your physician in the foreign hospital. That is a VERY big difference between MedJet and other insurances....you can make the request, and if you are stable enough to be transported, they will do so.

If you are stable enough to be transtported, you will be transported back home. That's enough for me, I don't assume that my evalutation of my medical status is superior to the physician's.

I'm not sure I'm following your argument here, why would someone be kept in a foreign hospital if they are stable enough to be taken home and treated there? I have luckily never had "use" of my travel insurance, but some family friends, whose son was in an accident while on vacation, were sent by medical air transport back home when their son was stable enough to be transported.

If what you are saying is that normal travel insurances only covers transport to the nearest hospital and then leaves it up to you to get back home when you're treated, then it doesn't matter if a physician says you're good enough to go or not, you will still have to pay out of your own pocket. IMHO that would be a major fault in the insurance, and would make a service like MediJet neccessary.

But if what you are saying is that MediJet let's you decide when you go back home, instead of the physician (as long as you're stable enough), it would sound like scaremongering. "Don't be held hostage by evil foreign doctors who want your money"-type thing.

I'm sorry, but this thread is sounding more and more like a sales pitch. I advise people to contact their insurance company and check the fine print.

Why doesn't the travel insurance cover transport back home?

I understand that medical assistance and such is out of your control and up to the government, but you actively choose travel insurance and could choose one that provides you with everything you need if something happens.

For instance, my insurance has no monetary limit for transport and will also pay for a family member if needed, either one traveling with me or one being called to my side. I'm not sure if that is the case for the rest of Europe, but it's certainly one of the major reasons for choosing a travel insurance on my part. Of course, in case of delays and lost luggage it's also handy, but you really want it if you get sick or get in an accident.

Maybe enough people should phone their insurance companies and request an addition to their policy, maybe in collaboration with MediJet. It would be so much easier for the customers to handle.