bigd332

Many policies reimburse out of pocket expenses incurred during international travel, not pay up front. Whether it is primary or secondary just refers to who pays first.

 

 

 

Have you ever found an insurance company efficient enough to pay in real time during an emergency?

Here's info from my trip insurance policy.

Advance payment will be made to a Hospital, up to the Maximum Benefit Amount, if needed to secure Your admission to a Hospital, because of a Covered Accidental Injury or covered Sickness. The authorized travel assistance company will coordinate advance payment to the Hospital.

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Most trip reinsurance reimburses your expenses. Some pay up front, but most do not. You still have to pay your costs out of pocket at time of services and then file a claim.

What if your trip insurance is primary coverage

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I was just going to say the exact same thing. You don't technically need to a credit card to book a cruise, but I think you are out of your mind if you are going to travel without one.

 

Otherwise, what is your plan to deal with an emergency that comes up? For example, on my last cruise, my husband fell and hurt his knee on the ship. He ended up needing surgery, but because the ship's doctor misdiagnosed him, he didn't have the surgery until we got home. But had he been diagnosed correctly on the ship, we would have been left in Nassau. We would have been faced with having to pay the hospital up-front, pay for new flights home, and I would have had to pay for a hotel in Nassau while he was in the hospital.

 

So again, if that happened to you, how would you pay for all of this until you can get reimbursed from your medical or travel insurance if you don't have a credit card or a debit card with enough money to cover all of the expenses?

Trip insurance!!

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Can' wait for some actual photos of the aft balcony rooms to see how they are. Let's go people, you sail tomorrow!

What's the best way to get reservations for the begs Table?

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We have an Eastern booked with stops at St. Maarten, St. Kitts, Grand Turk and San Juan. Anyone have experience golfing at any of these stops?

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Thanks for the responses. The 4J's on 6 &7 forward, is there a public deck right out in front of the window. On the deck plans it looks that way. I know the ones on deck three have open deck out in front of the window.

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I'm looking at booking a 4J cabin on the Sunshine. Anyone have any experience with this category?

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