Tufor

I am considering a TA cruise in which NYC is the second-to-last destination (Miami is the last). I live 40 mins from NYC. Obviously preferable to get off there. I understand from my reading that disembarkation from a port other than the final destination is either impossible or costly if there is an emergency that requires you to get off board. Has anyone ever just left the ship at another port? Do they ask you when you leave why you have a bunch of luggage?