Lincoln18

On one cruise, whilst on board, all passengers had to register a card. I presented my Santander card which was not accepted. Prior to departure from Southampton I informed the bank of the countries I was visiting - Germany, Denmark etc. However, the ships Bank was registered in Florida, so my card was refused because I had not informed Santander of the USA. Fortunately we have a second bank with Lloyd’s that came to the rescue. I hadn’t informed Lloyd’s anything.

As far as your OBC, just take $100 casino credit on your shipboard account and cash it out in the casino.

I think I know what you mean, but say it slowly - more detailed - so I really get what to do. :-)