Trip Insurance - Do both people in cabin have to buy it?

[crzgrl66]

My husband has trip insurance because he travels often, I do not. Can I purchase the RCCL insurance just for me or do we both have to buy it if we are in the same cabin?

[Rosieo]

When we purchased it (not through the cruiseline) I had to fill in the names of the people I was insuring. So you only have to insure who you want. Check out this site:

 

http://www.insuremytrip.com/index.html?linkId=13470

 

You can compare policies on this site.

[XLR8R]

make sure you aren't already covered under "family".

[cruiseco]

make sure you aren't already covered under "family".

 

Since she has no policy, being a family member or not makes no difference on a trip insurance policy -- if you're not specifically listed on the policy you can't file a claim. And the person who is on the policy can't file a claim for any losses sustained by the non-named traveler.