Travel Insurance before the final Payment

[mcarnett]

Is there any advantage in purchasing travel Insurance, except to cover existing conditions, before you make your final payment. We do not have any pre-existing medical conditions and was wondering if there is any other reason to purchase now, or just wait. :confused:

 

Mike

[hstrybuf]

Pre-existing conditions are about the only thing I can think of. You would also want to take into consideration anyone not traveling with you that might become suddenly ill or have a condition that could cause problems before or during your cruise. In otherwords, if a parent or child not traveling with you became ill and you had to cancel or cut short your vacation, some if not all insurance policies should cover this.

 

I prefer to buy the insurance when I book the cruise for convenience only. Just one less thing to worry about and it doesn't cost me a lot of money out of pocket if I should have to cancel.

[beachchick]

The only other reason for booking within the 7 to 15 day period required by the insurers (for pre-existing) is that, at least Travel Guard, only offers default protection during that time frame.

 

beachchick

[mcarnett]

Thanks everyone, I thought so. I guess if you have to cancel before making final payment the only thing you would be out is the cost of the insurance policy. If you had a large family, that could be a large sum.