Travel Insurance for 2018

[Oldgables]

We have just booked a cruise for January 2018. Most single trip travel insurers will only allow you to take out insurance for 365 days ahead. We are in the UK. Does anyone know of an insurer who will allow us to book for 16 months ahead?

Janet and Dave

[cheeseclan]

I am not sure about the UK, but here we use Princess cruise for some cruises and for others we use travel guard. Both have been great for us.

Try Travel guard and see what they say.

[cheeseclan]

Sorry should have added that we routinely use travel guard for cruises we have booked over 2 years out.

We cover the deposit on the cruise at first. It must be done within 2 weeks so that pre existing issues are covered. My DH and DS and i do not but my parents do have health issues. This will let me cancel if something comes up with them.

Once i make final payment then i add more $ to cover with TG.

 

Very easy to do.

[John Bull]

Hi Janet & Dave,

 

What commitment are you making over 12 months ahead?

Will there be any commitment more than your cruise deposit?

Whilst that deposit will be forfeit if you cancel (nb - the OP is booking from the UK), it's usually only about £150 per person - the sort of money no-one likes to throw away, but small-beer if something happens in the next 4 months to prevent you from taking that cruise.

 

I can't imagine the cruise selling out 12 months ahead, but if you want to book now to secure a particular cabin or promotional offer your risk is only about £150 pp for a few months if you don't take out insurance until January.

 

I'd be inclined to use other criteria to compare & choose an insurer.

 

Just MHO as always

JB :)

[Oldgables]

I am not sure about the UK, but here we use Princess cruise for some cruises and for others we use travel guard. Both have been great for us.

Try Travel guard and see what they say.

Unfortunately, Travel Guard do not offer insurance for UK residents. Thanks for the suggestion.

[Oldgables]

Hi Janet & Dave,

 

What commitment are you making over 12 months ahead?

Will there be any commitment more than your cruise deposit?

Whilst that deposit will be forfeit if you cancel (nb - the OP is booking from the UK), it's usually only about £150 per person - the sort of money no-one likes to throw away, but small-beer if something happens in the next 4 months to prevent you from taking that cruise.

 

I can't imagine the cruise selling out 12 months ahead, but if you want to book now to secure a particular cabin or promotional offer your risk is only about £150 pp for a few months if you don't take out insurance until January.

 

I'd be inclined to use other criteria to compare & choose an insurer.

 

Just MHO as always

JB :)

We have booked for a cruise of Mauritius, Maldives and Seychelles. The ship only has 270 cabins and the majority are already booked. I wouldn't normally worry about travel insurance for just the deposit but, this booking, it is £1150 so would be a substantial amount to lose.

[Oldgables]

Thanks for all your help. I have been able to book travel insurance for 2018 with Holiday Extras. Their rates seem to be very good when comparing them with other companies for dates in 2017.

[John Bull]

Glad you've got it sorted. :)

 

But intrigued what cruise line seeks such a high deposit so far out.

Cruise&Maritime?

Voyages of Discovery?

Or is this for half the people in your village? ;)

 

JB :)

Edited September 9, 2016 by John Bull

[Oldgables]

The cruise ship is Voyager with Voyages of Discovery. Apparently they are owned by All Leisure Group which also own Swan Hellenic. They only have one ship.

[John Bull]

The cruise ship is Voyager with Voyages of Discovery. Apparently they are owned by All Leisure Group which also own Swan Hellenic. They only have one ship.

 

We've sailed with VoD several times, on Voyager's predecessor Discovery.

Great atmosphere on-board, and the best crew we've ever sailed with - they're all from one district of the Philippines. When Voyager was introduced the entire crew was switched en-bloc to Voyager.

 

Voyager is one of the oldest cruise ships still operating, haven't sailed her but friends have (several times). They say the cabin & facilities are pretty basic, but better than Discovery - and we thoroughly enjoyed our time on Discovery.

 

Very different to the mass-market cruise lines - no casino, very rarely any kids, good lectures about the ports (rather than the usual excursion sales pitches), and a friendly & laid-back "village" feel.

 

Have a great time

 

JB :)

Edited September 10, 2016 by John Bull

[CapeCodCruiser]

Hi Janet & Dave,

 

What commitment are you making over 12 months ahead?

Will there be any commitment more than your cruise deposit?

Whilst that deposit will be forfeit if you cancel (nb - the OP is booking from the UK), it's usually only about £150 per person - the sort of money no-one likes to throw away, but small-beer if something happens in the next 4 months to prevent you from taking that cruise.

 

I can't imagine the cruise selling out 12 months ahead, but if you want to book now to secure a particular cabin or promotional offer your risk is only about £150 pp for a few months if you don't take out insurance until January.

 

I'd be inclined to use other criteria to compare & choose an insurer.

 

Just MHO as always

JB :)

 

Most travel insurers will only cover pre-existing conditions if the policy is purchased within 10 or 15 days of booking. That is reason enough to purchase it even you have only spent a refundable deposit.

 

Many people book more than a year in advance - sometimes 2 - my next TA was 17 months out when I booked and all of the suites were already booked. :(