new to rccl, credit card question

[briandlol]

hi, which box is best to tick, allow rccl to do the currencey exchange to my on board account or the let them bill in dollars and the credit card does the exchange rate?

thanks in advance for any replies

[wales4ever]

I always tick the box for my bank to do it.

[geomancer]

Usually it's best to be charged in local currency than to accept a businesses horrible exchange rate (in this case RCI).

 

The credit card company will use the market exchange rate. However, some charge a fee (usually 1-3%). That fee is generally better than the poor exchange rate RCI would give. If you have a card with no foreign transaction fees, that's ideal and always the best choice.

[Clarea]

Also, double check with Guest Services that your selection is as you desired. They have a tendency to "forget" what you checked and do the conversion themselves.

[CarolynFH]

I have a question to piggyback on this thread. Aren't all charges on board in USD? What purchases on board would need to be exchanged by RCI or our bank? I was just completing the online checkin and that question re currency conversion was a surprise - so I'm so glad I was able to come to CC and search for answers!

[Clarea]

I have a question to piggyback on this thread. Aren't all charges on board in USD? What purchases on board would need to be exchanged by RCI or our bank? I was just completing the online checkin and that question re currency conversion was a surprise - so I'm so glad I was able to come to CC and search for answers!

All charges onboard are in USD. If you secure you onboard account with a USD denominated credit card, those questions about conversion do not apply to you.

[CarolynFH]

All charges onboard are in USD. If you secure you onboard account with a USD denominated credit card, those questions about conversion do not apply to you.

 

Thank you so much!!

[Clarea]

Thank you so much!!

You're welcome.