C&Jcruiseduo Posted January 30, 2018 #1 Share Posted January 30, 2018 When I go to set up my onboard account it asks to choose: A. I choose to use RC currency conversion program Or B. I choose to have my credit card issuer convert my charges to the currency of my card. We have a Canadian card, which one should I pick? Will one likely cost more in the conversion process? Link to comment Share on other sites More sharing options...
UKWLDCruise Posted January 30, 2018 #2 Share Posted January 30, 2018 Your credit card provider will normally offer a superior rate. Link to comment Share on other sites More sharing options...
C&Jcruiseduo Posted January 30, 2018 Author #3 Share Posted January 30, 2018 Your credit card provider will normally offer a superior rate. So B? Link to comment Share on other sites More sharing options...
Geoff and Stuart Posted January 30, 2018 #4 Share Posted January 30, 2018 B but will probably still do the more expensive conversion A. As this happens all the time and once charged Royal will tell you there is nothing they can do once charged.... Sent from my SM-G935F using Forums mobile app Link to comment Share on other sites More sharing options...
Clarea Posted January 30, 2018 #5 Share Posted January 30, 2018 (edited) So B? Yes. It's also a good idea to confirm this choice with Guest Services around midway through the cruise. It's not unusual for them to make a "mistake" and change to doing the conversion on the ship. Another "mistake" that virtually always ends up in the company's favor. Edited January 30, 2018 by Host Clarea Link to comment Share on other sites More sharing options...
C&Jcruiseduo Posted January 30, 2018 Author #6 Share Posted January 30, 2018 B but will probably still do the more expensive conversion A. As this happens all the time and once charged Royal will tell you there is nothing they can do once charged.... Sent from my SM-G935F using Forums mobile app Ok thank you! Link to comment Share on other sites More sharing options...
C&Jcruiseduo Posted January 30, 2018 Author #7 Share Posted January 30, 2018 Yes. It's also a good idea tio confirm this choice with Guest Services around midway through the cruise. It's not unusual for them to make a "mistake" and change to doing the conversion on the ship. Another "mistake" that virtually always ends up in the company's favor. Thank you, I will do that. Link to comment Share on other sites More sharing options...
AAA75 Posted January 30, 2018 #8 Share Posted January 30, 2018 Some cards have a no foreign exchange fee, check all your cards. I use mine on travel as no fee to use in other countries. The fee is between 3-7% of cost of transactions. Link to comment Share on other sites More sharing options...
C&Jcruiseduo Posted January 30, 2018 Author #9 Share Posted January 30, 2018 Some cards have a no foreign exchange fee, check all your cards. I use mine on travel as no fee to use in other countries. The fee is between 3-7% of cost of transactions. Oh!.....just checked, mine charges 2.5% :rolleyes: Link to comment Share on other sites More sharing options...
Clarea Posted January 30, 2018 #10 Share Posted January 30, 2018 Oh!.....just checked, mine charges 2.5% :rolleyes: Check around, there are cards with no foreign transaction fees. We use Capital One, but I don't know if that is available in Canada. Link to comment Share on other sites More sharing options...
Kesali Posted January 30, 2018 #11 Share Posted January 30, 2018 On the weekend I remembered we have a US funds CC we rarely use. It's just for trips. Because so far I have been billed in Canadian funds, I didn't think about it. Once we are on the Allure everything will be in US funds, correct? So if I give them the US funds CC when I do the online check-in, anything charged to our sea pass cards will be billed in US funds with no conversion necessary, correct? Link to comment Share on other sites More sharing options...
Clarea Posted January 30, 2018 #12 Share Posted January 30, 2018 ... Once we are on the Allure everything will be in US funds, correct? So if I give them the US funds CC when I do the online check-in, anything charged to our sea pass cards will be billed in US funds with no conversion necessary, correct? Correct. Link to comment Share on other sites More sharing options...
Kesali Posted January 30, 2018 #13 Share Posted January 30, 2018 Thanks! Link to comment Share on other sites More sharing options...
Clarea Posted January 30, 2018 #14 Share Posted January 30, 2018 Thanks! You're welcome. Link to comment Share on other sites More sharing options...
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