PatMH Posted December 27, 2022 #1 Share Posted December 27, 2022 I just booked a British Isles cruise with Viking and am now trying to decide on which travel insurance to buy. I am looking at an AIG Travel Guard Plus policy or the Viking Trip Mate Policy. Both policies are similar in offerings except for the Medical Evacuation where Travel Guard has a maximum limit of $1,000,000 per person and the Trip Mate policy has a maximum limit of $250,000 per person. Both have travel medical expense limits of $100,000 per person. Pricing for the policies is within $125 of each other with the Viking policy being slightly more. The Viking policy does have a "Cancel for Any Reason Waiver" that is provided by Viking; this would be paid in vouchers with limitations attached to the vouchers. I am somewhat hesitant on both companies because I have been reading very negative reviews on both. I am interested in experiences individuals have had with either company or from individuals who had a positive experience with another company that they would recommend. Your responses would be appreciated. Thanks! 1 Link to comment Share on other sites More sharing options...
iamtrustworthy Posted December 28, 2022 #2 Share Posted December 28, 2022 22 hours ago, PatMH said: I just booked a British Isles cruise with Viking and am now trying to decide on which travel insurance to buy. I am looking at an AIG Travel Guard Plus policy or the Viking Trip Mate Policy. Both policies are similar in offerings except for the Medical Evacuation where Travel Guard has a maximum limit of $1,000,000 per person and the Trip Mate policy has a maximum limit of $250,000 per person. Both have travel medical expense limits of $100,000 per person. Pricing for the policies is within $125 of each other with the Viking policy being slightly more. The Viking policy does have a "Cancel for Any Reason Waiver" that is provided by Viking; this would be paid in vouchers with limitations attached to the vouchers. I am somewhat hesitant on both companies because I have been reading very negative reviews on both. I am interested in experiences individuals have had with either company or from individuals who had a positive experience with another company that they would recommend. Your responses would be appreciated. Thanks! Hi PatMH, It's hard to compare the plans because Viking's plan is a "Pre-Departure Waiver Plan" with elements of insurance to pay claims for accident and sickness medical benefits. Go here for more detailed information: https://tripinsurancestore.com/travel-insurance-vs-travel-supplier-waiver-plans/ Steve Dasseos Link to comment Share on other sites More sharing options...
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