cusyl Posted March 11, 2006 #26 Share Posted March 11, 2006 Why don't people take their actual wedding band and engagement ring? Personallly, I leave those two rings on all the time so there wouldn't be a need to store in the ship's safe? Is there a reason why someone shouldn't take their wedding and engagement rings? Dancermom5 The concern with wearing flashy expensive jewelry would be the fear of a strong armed robbery on some of the economy depressed islands that the ships stop at. The majority of the natives are very poor. Link to comment Share on other sites More sharing options...
Sky Sweet Posted March 11, 2006 #27 Share Posted March 11, 2006 I don't know about your insurance policies, but ours has a limited $$ for jewellery. Only my engagement ring and wedding band are "itemized". That means they are covered for replacement value...and the charge for that is hefty.Still, I leave them in the bank when I travel, because I would be so sad to lose them. To be truthful (and tell the WHOLE story!) I leave them in the bank all summer because a) my fingers swell in the heat and b) I do more outdoor activities and don't want to wear them. I have seen women wearing BLING (even DOUBLE BLING!!!) jewellery at the pool and I think it looks ridiculous (sorry, if any readers are guilty!!) Bottom line...we each have to do what is comfortable for us. Last year, we took a cruise followed by attending a formal wedding. I still didn't take my jewellery. I didn't want the responsibility! I was on vacation!! That's just me. I don't expect anyone else to feel the same. Our basic homeowner's insurance also has a limited dollar amount for jewelry, but we have an additional personal property endorsement for my diamond ring. Prior to having it insured, I was required to submit two different independent appraisals, as well as photos. Link to comment Share on other sites More sharing options...
cruiselover20 Posted March 11, 2006 #28 Share Posted March 11, 2006 I take all of the things that I wear on a regular basis. My Big Omega, engagement ring, wedding band, gold bracelets....never had a problem, and will continue to do so. The safest place for your jewelry is on your body. Link to comment Share on other sites More sharing options...
babylene Posted March 11, 2006 #29 Share Posted March 11, 2006 Sky Sweet,I imagine most people have what you and I have. Although...I know some people who have very $$$ jewellery that they wear only on special occasions and they have them insured only when they are out of the bank. This is a bit of a nuissance, I think. You have to phone the insurance company when you take it out, and again when you put it back. It's tough to have beautiful things, isn't it?????????? Link to comment Share on other sites More sharing options...
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