Smitheroo Posted November 18, 2023 #1 Share Posted November 18, 2023 I am done with Trip Insurance Not jumping through the hoops. This "able to travel" was the final "straw". As a single traveler who makes modest choices (inside cabin etc), not flying to the other side of the world to meet my cruise ship, my risk is not high. I have two cruises coming up in January and April and for these I will have GeoBlue Voyager Choice for rmedical expenses. (medical is necessary) I will also put $200 for each cruise in an account to "self insure" for the future. After these two cruises are done I plan to re-assess the situation. I have learned from this forum that the proper order is 1) get the letter from your doctor if you want a pre-existing condition waiver then 2) book the cruise and 3) buy insurance, the last two within the time sensitive period for a pre-existing condition waiver. If I were a family, going on expensive cruises with expensive flights and hotels it would be a much different scenario. That isnt my travel style. I'm not ruling out the complete package (trip cancellation plus medical) for future trips but for the next two I am just going with medical coverage. 1 Link to comment Share on other sites More sharing options...
Smitheroo Posted November 18, 2023 Author #2 Share Posted November 18, 2023 1 hour ago, Smitheroo said: I am done with Trip Insurance Not jumping through the hoops. This "able to travel" was the final "straw". As a single traveler who makes modest choices (inside cabin etc), not flying to the other side of the world to meet my cruise ship, my risk is not high. I have two cruises coming up in January and April and for these I will have GeoBlue Voyager Choice for rmedical expenses. (medical is necessary) I will also put $200 for each cruise in an account to "self insure" for the future. After these two cruises are done I plan to re-assess the situation. I have learned from this forum that the proper order is 1) get the letter from your doctor if you want a pre-existing condition waiver then 2) book the cruise and 3) buy insurance, the last two within the time sensitive period for a pre-existing condition waiver. If I were a family, going on expensive cruises with expensive flights and hotels it would be a much different scenario. That isnt my travel style. I'm not ruling out the complete package (trip cancellation plus medical) for future trips but for the next two I am just going with medical coverage. I wish everyone the best making a choice that works for them Link to comment Share on other sites More sharing options...
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