Buy Insurance!

[land64shark]

18 minutes ago, mlmdaisy said:

It was not nearly as expensive as I expected.  All together it was something like $130.  This was on a Celebrity  ship.

Hmm. I am surprised. I was recently on a Princess cruise and I was really sick with the Flu for the last 8 days of a 12 day cruise. (Stayed in bed and ate nothing but sorbet and Sprite for 8 days.) I really should have gone to medical. I did have trip insurance with Alianz, but admit to not reading it. I didn't go because I didn't know for sure if cruise ship medical facilities were covered and I have heard horror stories of their expense. (I also wasn't in my best thinking frame of mind.)

[the mice]

Got what I thought was a very bad cold, cough on February Riviera cruise in Asia, and had Allianz insurance.  Took OTC meds. Self tested for Covid - negative. No fever and was not bedridden. Wore face mask to avoid spreading it. No Improvement after a week and worried I might not be able to fly home in less than 12 days.  Went to med center. Was tested for Covid, RSV and flu (had all those vaccines previous fall) and chest X-ray. Very thorough exam. Turns out it was severe bronchitis with congested right lung, borderline pneumonia.  Given meds, full documentation and big bill - $2419.  Took another week to be almost back to normal. Submitted to Allianz when I got home and reimbursed in full in less than 10 days.