Trip Cancel/ Interrupt Insurance

[CCW84]

Can anyone recommend a budget friendly trip insurance company? Just need trip cancellation and interruption for flights, hotels and excursions = $10K 2 adult 2 kids ( already bought insurance for cruise portion). Getting quoted $900 which Is way more than I want to spend. Husband and I both have medical travel insurance thru work plus our visa. Any suggestions or is this the usual cost? 

[willing292]

Johnson Insurance

[CDNPolar]

13 hours ago, CCW84 said:

Can anyone recommend a budget friendly trip insurance company? Just need trip cancellation and interruption for flights, hotels and excursions = $10K 2 adult 2 kids ( already bought insurance for cruise portion). Getting quoted $900 which Is way more than I want to spend. Husband and I both have medical travel insurance thru work plus our visa. Any suggestions or is this the usual cost? 

 

Please don't take offence to my questions.... but your description is brief and I want to understand more.

 

Sorry - I don't understand why you bought insurance for the cruise portion but did not include all the others?

I think that this is why you are seeing a bigger ticket price than you wanted.  You are paying two insurance companies for what you could have covered with one?

Why would you not insure the entire trip - all costs - with one insurance company?

 

Just as a note, if the flights cancelable for a fee or you retain the value of the flight for a year (which is the case with many flights) then you are wasting money to insure the flights because the insurance will only pay out on non-refundable or anything that does not result in a credit.