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Visa reward Points


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Is there a number of years to cash in your points? Say for example I now have 20,000 points and want to keep adding for the next 2 years. Can I keep doing that or do I have to cash them in at a certain period of time or I lose them.

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Just below the total points on my statement it shows an expiration date for a certain number of points. I think mine is more like three years but I will have to look when I get home (but I'm sure there are some that are longer).

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You can accumulate points for 5 yrs, then they start deducting unused points month-by-month at the same rate you accumulated them. Say, for example, you got 500 points the first month, and 1000 the second month. You didn't turn in ANY points in 5 yrs.. In month 61, they would deduct 500 points from your total, and in month 62 they would deduct 1000 points. You would continue to accumulate NEW points as well.

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