Insurance Question

[sandgrand]

Can the insurance (for medical) be purchased by one person in a cabin or does everyone on the reservation (or in the cabin) have to buy it also? What is this type of insurance called? Thanks in advance.

[aqhacruiser]

Can the insurance (for medical) be purchased by one person in a cabin or does everyone on the reservation (or in the cabin) have to buy it also? What is this type of insurance called? Thanks in advance.

 

It is called travel insurance and depending on the policy it is usually based on per person as someone may have an pre-existing medical condition and someone may not. You need to be sure that the policy you purchase does cover medical but be prepared that if out of the U.S. you will most likely need to pay cash/or credit card up front and then submit the bills to the insurance company for reimbursement. Read the policys very carefuly as they can all be slightly different. Also check if your health insurance policy covers you for medical expenses incurred while outside of the U.S. because if they do not you will not receive reimbursement from any claims you submit to your health insurance company.