huxlemo Posted June 2, 2007 #1 Share Posted June 2, 2007 I have never purchased trip insurance. But I am interested in purchasing it for our next cruise at the end of August. We have no pre-existing conditions. I am more concerned with trip cancellation or delay. Does anyone have a recommendation for a company they have used and was happy with? Thanks for your help. :) Link to comment Share on other sites More sharing options...
mrdood Posted June 2, 2007 #2 Share Posted June 2, 2007 Take a look at www.insuremytrip.com there will be lots of options and information... Link to comment Share on other sites More sharing options...
cruiseco Posted June 2, 2007 #3 Share Posted June 2, 2007 Or start here for help in what to look for and what to look out for: http://www.members.aol.com/cruzinsure Link to comment Share on other sites More sharing options...
derf5585 Posted June 2, 2007 #4 Share Posted June 2, 2007 With to money I spent on insurance I could have taked another cruise:( Link to comment Share on other sites More sharing options...
ata1976 Posted June 2, 2007 #5 Share Posted June 2, 2007 For out October 05 cruise I booked before using insuremytrip and had to make a claim and the company paid quick. I didn't mention the name of the specific company because I am not sure if we can on here. DH injured his shoulder on the way to the ship :confused: and he had to make a dr's visit. They gave him a sling and some pain medication.Total visit was about $215 I think. The insurance was $52 for me and DH. On the last cruise in Feb 07 we didn't get insurance because we booked with less than a month and I just didn't worry about it. For our upcoming cruise this Sept I booked insurance again because apparently since I turned 30 last year I am falling apart. I have had my gallbladder removed, been to the ER for a very first migrane headach, and had a tooth ache. I thought we should get insurance just in case. Total cost of insurance was $86 for me, DH, and DS. Hopefully I won't have to use it. This is something I would rather just waste the money on than have to use it, ya know. My mom and her family have been on 9 cruises and never bought insurance and never needed it so she has been lucky. Link to comment Share on other sites More sharing options...
billsrobb Posted June 2, 2007 #6 Share Posted June 2, 2007 Travel insurance is a necessary item. You never know. I buy it for every cruise I have been on. I had to make a claim on my last cruise and the company paid it right away. You never know. Its better to be safe then sorry. Robb Link to comment Share on other sites More sharing options...
huxlemo Posted June 2, 2007 Author #7 Share Posted June 2, 2007 Does insurance need to be purchased before the final payment is made on the cruise? Link to comment Share on other sites More sharing options...
irishgirl Posted June 2, 2007 #8 Share Posted June 2, 2007 With to money I spent on insurance I could have taked another cruise:( What kind of cruise are you taking for $100 each? I always buy insurance and have had to make claims on 3 different occasions. The last one was on the Conquest because somebody jumped off the ship. That claim was for over $350, and it covered re-booking airfare, hotel, meals, rental car, and a broken hair dryer in my lost luggage when it finally arrived. Link to comment Share on other sites More sharing options...
momof4boys Posted June 2, 2007 #9 Share Posted June 2, 2007 go to www.insuremytrip.com I got coverage for 6 (51, 50, 24, 21, 17, 14year olds) for $202. Great med evac (1,000,000) lost luggage, delay, death in family etc. Much cheaper than through cruiseline or TA (on average--$100 a person that way) I too have seen even young people evac'd for compound fractures (one at Dunns River Falls and another in the Bahamas) Not my family but still could happen. I never buy right away--not until final payment made. We are healthy so no worries about prexisting conditions for us. Money well spent in our minds. Have fun!:) Link to comment Share on other sites More sharing options...
AmberMarie Posted June 2, 2007 #10 Share Posted June 2, 2007 When choosing from insuremytrip, do you just choose the "Package Policies" ? What about the "Travel Medical Policies" that are all really cheap? Link to comment Share on other sites More sharing options...
momof4boys Posted June 2, 2007 #11 Share Posted June 2, 2007 I want more than just medical. I wanted lost luggage, trip delay, etc. If you only want the medical then you could do that. Link to comment Share on other sites More sharing options...
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