Sorry disregard previous reply. I read wrong. You're talking disembarking. My mistake. Do not give your luggage up the night before disembarking. Choose self assist as your disembarking choice meaning you carry your luggage off the ship yourself. You need to line up early with your luggage and you exit the ship first. Customs will have no line as you will be the first 100 or so people exiting the ship. You will be able to quickly grab a taxi or ride share outside to the airport. This is the easiest and quickest way to avoid the waiting on board ship, missing a flight due to unforseen delays or long shuttle lines. This is also the cheapest way if you have multiple people you are paying transfers on. If the transfer you booked through the cruise are non refundable, they can probably transfer the funds to an on board credit. The no flights before 12pm is so they aren't held responsible for you missing your flight. If you choose to keep the transfers and write 12pm on your disembarking request you will be assigned one of the earlier disembarking colors but they don't guarantee you will make it to the airport in time. I would ask to cancel the transfer.