No as once you get to emergency or doctor, first thing they ask is your insurance card. Do have BCBS from work and Mayo partner with Allianz. Reading the Allianz coverage and also may go to Chubb website. Thanks folks for all your help.
So true. I want it to be hassle free while abroad. I read in the news and FB group being sick and how those cruiselines charge you to the yingyang. Planning to get an annual premium as it is worth it.
I see.. thanks for the tips. My cruise and flights are paid in full and terrified that it get cancel. I want my first solo to be successful and relaxing.