as.rogers

Thank you to Jersy42 who responded to my post and enlightened me a great deal. The good thing about being sick in Ireland is if you are from an EU country, I think the medical care is free. Being from a non-EU country, my entire bill was probably less than one day at UCSF or any other American hospital. And thank you for the good wishes ... I have mostly recovered and have decided that I have been as many places as I need to go in this lifetime. All the best to all of you.

Yes, and my "cancel for any reason" insurance was a nightmare. I was on a cruise on the Aegean Odyssey, which Road Scholar had leased for a time. Around 5 days into the cruise, I got sick from the excessive heat, and had to be taken off the ship by ambulance once we got to Dublin, Ireland. I spent 6 days in Intensive Care and 2 in a 6-bed ward while recovering. Medical care was great, and I was completely reimbursed for that by Medicare and Kaiser. Compensation for losing the vacation took from August to the following June for me to get a third of what I lost back from Aon Affinity. They issued me 3 different claim numbers, deleted one without telling me, and I had to go to the California Insurance Commissioner to get them to even try to help. I will never use Aon Affinity insurance again.