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belle2

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Posts posted by belle2

  1. I'd love to hear your thoughts and opinions from anyone who has taken the first cruise after a repo. I'm thinking of booking the May 8th cruise Breeze from Galveston. It's the first one after it moves from Miami. I'm choosing this date hoping to beat the summer vacation crowds. I'd love to hear your thoughts on cruising this week as well. Thanks CC!

  2. I cannot find a review for this specific cabin. I'm interested to know if this specific cabin has a lifeboat over the balcony? Or, does anyone know where I could find this information. I like the shade the lifeboat overhead provides. Thank you!

  3. Can anyone with a little more wisdom and knowledge than myself speculate what the itinerary for a Breeze repo cruise would look like? I just heard the rumor that it will reposition from Miami to Galveston by May 1, 2016. I'm interested in what ports have been visited on other repo's from Miami to Galveston. Thanks!

  4. For those that are interested...I found a decent amount of policies that would cover pre existing conditions if the policy is purchased before final payment is due. And they are very comparable in price and coverage to the policies that require you to purchase with 15 days of initial payment. I found one in particular that is specifically for cruises. And you can purchase cancel for any reason coverage for an extra fee.

  5. It depends. Do you buy airfare before you make final payment? If so, you may want that covered. We spend thousands for just airfare.

     

     

     

    I buy trip insurance within a couple weeks of our first payment of any type. It covers pre-existing conditions and allows us to buy the cancel for any reason option.

     

     

     

    For people that don't have pre-existing conditions, please consider this scenario. You book a cruise that will sail in 6 months. Your family is healthy so you decide you'll buy trip insurance right before you make the final payment. Two months after you book your cruise, you have some medical problem, for example, high blood pressure, gall stones, etc. You go to the doctor and are prescribed high blood pressure pills or something else. BOOM, you NOW have a pre-existing medical condition!

     

     

     

    Time goes on and you're feeling fine. You buy trip insurance and pay off the cruise. You have a heart attack a few days before the cruise and you have to cancel it because you're in the hospital, scheduled for surgery, etc. Your trip insurance will NOT cover your cancellation because you had a pre-existing condition (related to the medical emergency) BEFORE you bought the trip insurance.

     

     

     

    You're furious and get on this board and bash your trip insurance company because they denied your claim and you bash Carnival because they follow their rules and won't refund your money. But it's all YOUR fault because you chose to delay purchasing trip insurance. If you had bought a trip insurance policy that waived pre-existing conditions within a couple weeks of booking your cruise, you would have been covered. You still would have been covered if you had bought trip insurance a month after booking your cruise because you were healthy at that time.

     

     

     

    I could give you non-medical examples, but I'm sure you get

     

    Judging by the research I've done the look back period for pre existing conditions on most policies is 60 days. So in this scenario the high blood pressure diagnosis that led to the heart attack would not have occurred within the 60 days of your departure date. However, the heart attack would have occurred in those 60 days but I would assume that would not be considered a pre existing condition.

  6. There are policies that will cover pre-existing conditions based on purchasing within a certain number of days of final payment. They are competitive with the ones that have the requirement based on initial payment.

     

    The 14 days after initial payment is another myth that has been around on this board for a long time. CSA is one that uses the final payment date and I know there are others.

     

    Another hint, if you use insurmytrip or another site to compare policies, take the time to look at the price for the policy you are going to purchase on the site of the provider. Sometimes -- not very often -- the same policy is cheaper from the provider.

     

     

    What is CSA?

     

    And I have noticed that about insure my trip[emoji12] I found a decent savings on the providers actual website.

  7. Maybe I'm doing something wrong.

     

     

     

    I buy it as soon as I make final payment because if I have to cancel by that time, there is no $$ lost.

     

    If I buy the insurance prior to final payment and decide to cancel, I lose the insurance payment.

     

     

     

    Is my logic wrong?

     

     

    My logic has been similar! Maybe we will learn something new here![emoji2]

  8. In order to have a waiver of pre existing conditions you must buy most within 14 days of booking the cruise.

     

    I like to buy my insurance as soon as I book. I recently booked two cruises in October of 2016. After I secure hotel and airfare I will amend the policy to cover the additional expense.

     

     

    Tell me more about how you amend your coverage. I never knew this was an option!

  9. My cruise is in November 2015. I will be buying third party insurance. I can cancel up to 75 days in advance and I will only lose my deposit. So when is the best time to buy? Now or wait closer to final payment or the 75 day mark? I don't have shore excursions booked and want to include them in the insurance. My gut says wait until I know how much shore excursions will cost and I haven't decided if we will fly or drive to the port. If. We fly I will want to include the cost of my airline tix and shore excursion in the insurance I buy. Thoughts?

  10. Get some motioneez. It's an essential oil blend. It's near the Dramamine at Walmart. Just a drop rubbed behind each ear. We used this on our december cruise on the triumph. Worked like a charm and it was rocky the whole cruise! We also took ginger pills regularly before and during the cruise.

  11. Try the Seavis tour to Sanoa Island in La Romana. It was FABULOUS. And very cost efficient. It actually ended up being one of our favorite stops! I was very worried about la romana after reading all the negative reviews. You definitely need to plan something at this port. I'm so glad we didn't listen to the negative nancies! The DR is beautiful!

  12. Just did the Seavis tour to sanoa island last week and it was AWESOME. We had a knowledgable and experienced guide who seemed well respected by the locals. We felt safe for the most part and wore our bug spray with Deet. You only live once! Don't let fear get in the way. I was afraid too and thought about canceling. So glad we went!!

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