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Gail & Marty sailing away

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Posts posted by Gail & Marty sailing away

  1. Just now, ship101 said:

    When is the WC 2026 will open for booking?  Will the booking of segments be available at same time?  Thank you

    They have just filled the Future Cruise Request with cabins, I am guessing in about 3-4 weeks  it will be open for booking. Segments bookings I don't have a guess.

  2. Just now, pghflyer said:

    @HUNKY and @Gail & Marty sailing away  I use the Chase Sapphire Reserve (CSR) which gives 3 Chase Ultimate Rewards (UR) points for Travel / Restaurants. Depending on what you value their transfer options as (ex. 1 point to any airline mile minimum, often 20-40% bonus to select rotating partners every quarter)....it could be worth anywhere from 3-6+% in "value". For example, a few years ago I got 30% transfer for British Airways last year. See the whole history of past bonuses:

     

    https://thepointsguy.com/credit-cards/complete-history-credit-card-transfer-bonuses/

     

    For simplicity, I didn't factor in that you can get 5-10 points (they often do promotions) per $ if you book in the Chase Travel Portal.

     

    Of course the decision to get a CSR card is a big calculation on your spending habits and value since it has a $550 annual fee. It works for me as I instantly use the $300 annual travel credit, the Global Entry membership credit, the $5 a month DoorDash credits, the Priority Pass Lounge Membership, and the enhanced Travel Insurance. Not to mention I got a big chunk of points as a sign-up bonus.  Obviously, my math and use case may not work the same for others.

    We have the same card, also $20K free cancellation insurance.

  3. Just now, pghflyer said:

    Perhaps this was a joke (hard to tell online sometimes) but I actually kind of agree with this. I get 4-5% back on Travel category purchases on my credit card....and with 5% interest rates right now for my free cash.....tying that free cash up in Gift Cards that takes a little effort to redeem (I use a travel agent) and keep track of (in case of cancellations)....does start making me scratch my head on the effort for an extra 3% discount.  Plus there is the whole thing of how much I trust my travel credit card to honor my travel insurance when I make partial payment with a gift card (I have not seen anyone that has actually needed to use their credit card travel insurance in this circumstance yet with multiple payment methods).

    Good points.

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