We bought it for our 2024 transatlantic but did not buy it for our 2023 transatlantic. The 2024 HIA is considerably better than the 2023 because it includes top internet package, top drink package and prepaid gratuities. Here is how we evaluated it. Your mileage may vary.
We tallied the cost of all of the HIA type expenses we are likely to incur on the cruise and then compared that to the HIA cost. We kept in in mind that everyone in your cabin has to buy HIA if one does. So, unless you are traveling solo, the comparison has to be for 2 passengers, not just solo.
HIA costs we will always incur: internet, excursions and specialty restaurant. One of us does not drink alcohol and the other is a light drinker, so we ordinarily do the alcoholic beverages a la cart.
For the 2023 14 day transatlantic the HIA items we would buy is the internet package ($352), shore excursions ($400) and 1 dinner each at PG and Tamarind ($160). So, we would be spending $912 plus drinks if we did not buy the HIA. HIA is $1400 for the 2 of us. We would have to spend $35 per day between us for drinks to break even. We decided to roll the dice and go ala carte. If either of us were even a moderate drinker, purchasing HIA would be a no brainer.
For the 2024 14 day transatlantic, the items we would buy are the premium internet package ($352), shore excursions ($400), 1 dinner each at PG and Tamarind ($160), prepaid gratuities ($454). We would be spending $1,366 plus drinks if we went ala carte. The cost of HIA was $1540. We only need to spend $13 per day between us on drinks to break even. Purchasing HIA was a no brainer even though we don’t spend much on alcohol.