If we hit the lotto, we would probably go for a suite, but then we might go to a true luxury line like Oceana, Seabourn, or Regent. No yacht, DH would rather have a plane. I agree, a yacht would be boring. We still sail with people we've met onboard, and most of them were in cabins lower than suites. They were in the gen pop, which is where we often hang out.
MSC lets you buy someone a "pass" to use the Yacht Club ammenities. We did that with a sailing buddy and she was hooked on Yacht Club. She hasn't sailed with X in 4 years and has no desire to come back. MSC OFTEN has specials with no single supplement so she sails with them at least once a year.
It doesn't make sense to charge a single for tips, drink package and internet when they can't use it.
If you recall, after the Edge came out, within 8 months it was on the Exciting Deals list. Of course there weren't any deals, it was just on the list.
Now that the drink package is so expensive and tips so high, it doesn't make sense to NOT buy the AI unless you don't drink. But even so, the difference in price is enough to choke you.